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Hello there! Hope you can help/advise on what I should do! I have been working abroad for last 6 years, and have recently returned, in Feb 2018. I have since received a few texts from PRA Group, to contact them – of which I have not made any contact. I can only think this is related to a defaulted payment on my MBNA credit card, which had, as far as I remember, a couple hundred quid outstanding (yeah, completely forgot about that!) I have, on my return, moved to a different part of the country, and have registered on local electoral roll, updated address on HMRC, Cou