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  1. Hi , I have been chasing a claim against Cap 1 for about 18 months. It was submitted to FOS It was forwarded to them approx 6 months ago. it has been turned down by FOS and I have now taken appealed to the Ombudsman. My original claim for mis-selling was (1)based on the fact that the original credit agreement had an option for PPI which required a signature and a tick. I can confirm that this part of the agreement was never ticked or signed , however PPI was added to the account. (2)Being in full time employment for the past 16 years I would recieve 6 months full pay and 6 months half pay if I was ever long term sick. Based on the information so far what are the chances if any of having this overturned.
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