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Found 8 results

  1. Hi I wonder if anyone could help me. I had an RBS Classic credit card that I opened in 1999 and closed in 2009. I wanted to find out if I had PPI on the card so I raised a SAR. It was returned in the first instance saying that I had given them insufficient information, I had given them the last four digits of the card, dates the card was opened and closed, my full address that the card was registered to and my name. The letter sent back said that without dates that the account ran for and without an account number they couldn't help. I called the SAR team and a
  2. Hi In 2006, I took out a secured loan with Welcome finance for £18,000. I'm now in my 7th year of paying them and I have asked for a statement several times and received nothing. I informed them years back that I have moved due to the property that I used to secure the loan being repossessed. The London Mortgage company has since been dissolved but I never really made payments to them. I have been reading several of your posts and came to the conclusion to do a SAR which I have done and recently received information back after 38 days. It turns out they are saying I still have £16000
  3. Hello Again, This site was so good last time in helping me with some problems I had been having with a most dubious debt recovery firm that I thought I would come back and ask for further debt advice in trying to reclaim PPI on an old Egg/Barclaycard for a friend of mine and hope that the very kind people here will offer me some further advice. Chatting with a friend of mine a few months ago, we were discussing PPI refunds and to my astonishment, she told me that "she was still paying PPI on her Barclaycard and had never bothered to try to reclaim or cancel this" - well t
  4. Hi, I just thought that I would see if I can get some help/advice on a situation thats happening to me at the moment. My 6 year IVA was completed a few months ago and I'm now just waiting for all of the loose ends to be tied up and certificates issued. When my IVA was agreed, I was informed that £11k of my debt was interest, which was going to be written off and the capital, I was going to be paying back over the next 6 years. I have paid back the full capital, not once did I miss a payment into my IVA. During the last couple of years I was told by my IVA company to persue mis sold PPI cla
  5. I'm writing about requesting PPI from MBNA re: my old credit card account. I am also wondering about claiming back charges to the account i.e late fees, overlimit fees, interest. etc. The monthly interest rate charge was 1.6674% . MBNA c/card a/c was opened on 7th May 2003 and on the statement it clearly shows Payment Protection Cover. The opening credit limit was £4,100.00 and the closing balance on 8th December 2005 was £5,926.16 . The a/c was sold to 1st Credit dca in January 2006, and then I started receiving discount letters from Connaught Collections. To date I have estimat
  6. Hi, Please bear with me and I'll try to make this brief. I raised a PPI complaint in April of this year with GE Money Home Lending, which is in relation to an old mortgage with First National Mortgage Company. After months of stalling on their part, GE has told me my complaint is barred under The Limitations Act 1980, reminded me that my complaint falls outside of the jurisdiction of the Financial Ombudsman Service, etc etc. They have also referred me to the underwriter for the policy, Cardif Pinnacle (I do have the paperwork naming them as the underwriters). I contacted
  7. Hi, I'm not getting very far with my PPI Claim with Citi. I have completed the PPI Mis-sold form and I have also requested a SAR, as I don't have any of the original paperwork when me & my husband(was then) took out our loan with The Associates. This was between 2000 and 2001. Would they still have my information on record from this far back? I hope there is someone who can help and advise me what to do, as I don't seem to be getting any further forward with this and I don't want to give up. Thanks
  8. I thought I already had a thread for this but can't seem to find it, so doing this one, so as to give encouragement to those who are having problems or are unsure about claiming. In February 2012, I sent off my PPI claim to Barclays for a loan I had taken out in 2001. In April 2012, I received a generic standard rejection letter and phoned them to find out the specific reasons and was told that it was because they had no copy of the agreement. Luckily I still had the agreement and other supporting paperwork so sent them a copy of that, with a letter that I required them to re-ex
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