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Found 8 results

  1. I would really appreciate any help with this. I live in London and have a spare bedroom some of the time. I don't want a permanent lodger but was thinking of renting it out on an occasional basis through crashpadder. I am in receipt of housing benefit and obviously would declare the earnings from this, but cant find any information on the legal implications of doing this and do not want to get into trouble with them. Does anyone know where I would be able to get more information?
  2. We have been fighting the bank regarding a 2nd charge on our properties. They ae currently seeking repossession (already had one adjournment as we were and still are negotiating!!). The question is this: We are unable to offer the full amount, however, we have been given an indication by a mortgage lender of what we can re mortgage for. We have offered this value in full and final settlement ( approx 72% of the total amount owed). We have stated that we will not process a mortgage application until we know if this would be accepted, to save unnecessary costs etc. There repl
  3. I hope somebody would be able to assist me with this. A couple of months ago the money I was getting from DWP for my mortgage stopped (I am on JSA income-based) and I started racking up my mortgage arrears. Up until then I was able to keep up with my full repayments with some help from "external sources" (mainly friends). When that happened, I did contact the lender to let them know that I'd be able to pay the interest on my mortgage, but nothing else as I couldn't afford it. Even though I spoke to them on numerous occasions and they verbally accepted that I am going to pay less (though I
  4. Hi Folks This is a very long and complicated case, however, I shall keep this to the technical argument I am trying to compile is regarding non-service and setting aside the default judgment. Any information would be much appreciated as we have applied for an adjournment pending FOS complaint into conduct and charges of the mortgage company, but the judge has not granted adjournment and struck out applicatiion to set aside due to not being served "promptly" but I have to submit to him a copy of the compalint plus a defence out of time for the accounting only? The judge has not considere
  5. Hi folks Got a possession order and a date to attend court (16 July). I am panicking now and hubby is getting really stressed out about it. No idea what to expect. We don't quality for legal aid and can't afford a lawyer. Also saw a thread about claiming costs back? Can someone please enlighten me? Is there a link that explains this?
  6. Hi - URGENT! I wonder if anyone can help please? In March 201 (ie 20 months ago) I had arrears of about £50,000 on my 530,000 mortgage. Derbyshire Home Loans took me to court and got a possession order which I was able to suspend subject to paying an extra £800 a month on top of the contracted monthly amount of £2300. I am self employed and have had a very difficult summer with clients deferring business until November/December/January. This has meant that I am 3 months behind with my new payments (although and including one payment I made last month (September)). I heard nothing from them bu
  7. (Sorry, I posted this in the Legal Issues forum, before realising this was more appropriate). Hi, I really need some advice quick, if I'm to stave off a possession order - would appreciate anybody's input! Two years ago, due to the recession, my business collapsed, and I got into rent arrears. Eventually, things began to pick up slightly, and in addition I took a part-time job to guarantee that I could at least pay the rent. Although my income is now stable, it wasn't enough to clear the arrears, just pay the actual rent from month to month, with a little bit extra added to
  8. hi im wondering if ANYONE can help me..... i have got behind in my rent due to work issues, im on a AST (Assuerd Shorthold Tennancy) BUT im out of the tennany aggreement... my letting agency have given me a section 21 which ran out today at 5.30 - my aggency is now telling me they can go to the court tomorrow morning and apply for a possession order which will take 48 hours and they will be able to remove me on thursday at 9am.... but as far as ive read they would need a possession warrant to remove me? if they get a possesion order by thursday how long will it take them to get a poss
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