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After the news in today's budget and the back tracking on certain UC policies it seems that if it CAN be done then WHY WASN'T IT IN THE FIRST PLACE? Originally, if you transfer from another benefit or a new claimant - NOT A PENNY FOR 6 WEEKS apart from an advance of 50% when claim approved Now: - No 7 day waiting period on new claims - Advance now full amount (not 50%) paid back over 12 months instead of 6 - Previous HB claimants now get 2 weeks grace on HB from their LA when claiming UC So all in all no waiting period and a 2 week HB grace and a cut in time for your first UC payment. Although still not great it is certainly better than before. So the question needs to be asked, and someone in power needs to ask it, WHY WAS THE INITIAL POLICY IN PLACE ALLOWED TO BE PASSED? I am certainly (as a new UC claimant from 2 weeks ago) going to contact my LA and ask the question whether I am entitled to this 2 weeks HB as what is classed as a 'new' claimant given todays budget news? Does it mean from today? last week? a month ago? define 'NEW' I am still £95.41pm worse off under UC than ESA and HB but I would not have been so ill or stressed knowing I had less of a wait and some HB to tide me over plus a full advance. Yes, UC has made claimants ill - I am one of them!
Dear all My car was involved in an accident whilst in parking position in a car park, a delivery lorry took the front bumper of my car. Bless him the lorry driver left me a message on the front window apologising and he already opened a case through his company, I spoke to the third parties insurer and I called the audi garage where I bought the car from They wee quite helpful and they involved accident exchange. Immediately I received a phone call and we arranged the car to be taken to the garage and I was given a courtesy car. They have done everything perfectly and I was quite happy. I was informed that is will not affect my insurance as the other party and the 3rd party insurer accepted the full responsibility I received a letter from admiral yesterday stating that they have been informed by accident exchange and this is recorded in my file on their system and I asked them what does it mean? They said it will not affect your no claims bonus however it will affect your next 3 years insurance premium, I always pay the premiums up front So basically the claim is 0 but I have to answer yes to the question Have you been involved in any accident I believe this is unfair, admiral said it is in T&CS that they have to be informed As far as I am aware these guys own some other companies therefore they will be sharing information with other insurers, I asked them to remove this note in the account otherwise I will peruse through court action Their response was feel free to take the action I need an urgent advise from you guys whether they are allowed to do? Kind regards