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Found 6 results

  1. Hi all. I am new here however, I really need a qualified advice. I received a statutory demand on 13/01 this year. However in the email they are stating this was served on 21/12/2015/ Even I moved house I was regularly visiting my old address and no letter was delivered. The statutory demand is served on my based on judgement from foreign EU country. I was not present on the hearing (I did not know about it) but a representative was pointed to represent me. I found that the Judgment is not enforceable in the UK according to EC Reg 2001/44. I would like
  2. I received a letter two weeks ago from Arrow Global informing me that I owe them £3.950.39. the original agreement being with HSBC dated 06/10/2007, being transferred to Arrow Global on 13/5/2011 and telling me it has now been transferred to Rockwell who I should now direct all queries to. Yesterday I received a letter from Rockwell telling me the full amount is now overdue and must be paid within the next ten days or they will take "immediate action", or if I cannot pay in full to telephone them immediately!. Now the debt that Arrow quoted was indeed a debt I had way
  3. Hi all I owe £5700 on my barclaycard. I used this to pay off my sisters back rent, bailiff charges and council tax as she was going to be evicted. She is repaying it at a reduced rate now of £50pcm as she cannot afford the full repayments. barclaycard have frozen interest on the account for a period of 12 months which is almost up and they are expecting full payments to resume which we cannot meet. I was wondering if there is any way to make the interest freeze permanent to allow the debt to continue decreasing as if we cannot do this it will just keep incre
  4. Hello all, A bit of back story, I was discharged from bankruptcy in 2010, the reason for it was not due to my own money mismanagement it was essentially fraud by family member which put me in this position- but that's irrelevant as far as credit reports go. I recently applied for finance on a new cheap car and was refused, now I know that this is possibly to be expected with bankruptcy being present on the credit file however I know of many individuals who have been bankrupt 2 times and on the day of discharge were able to obtain finance on a car, mobile phones but did get offered a
  5. Please help. I Have a court date next week for an overpayment of 5 500 over 2 and a half years. the overpayment is as a result of failure to notify the council of my student status. I was claiming housing benefit and council benefit prior to starting uni and due to ill advice to the fact that lone parents are entitled to hb and ctb I continued. I know the overpayment occurred because of my own ignorance and stupidity but I honestly thought I was entitled to it. Now my worry is the courts will find me guilty of benefit fraud and will ruin all my career prospects. I have recently fin
  6. Can anyone give me some advice, i feel suicidal and have no one to turn to, i am guiltyof claiming wtc still when my husband came back home for the last year, I have a son in long term hospital and suffer from severe depression myself, most days i don't know if i am coming or going, but have still managed to keep working. i had aletter from wtc saying they knew my husband was living with me, and i had 30 days to prove otherwise. i am at my wits end, do i do nothing , or just tell them that i have made a bad mistake and own up, will i be definitely prosecuted , will i go to prison, i don't know
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