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  1. We need help as something strange going on with Scottish life. Our endowment is due to end next year 2011. For the past 2 years now, we suddenly have been getting letters saying that we have not paid our premiums. They say they have informed the Halifax (our mortgage suppliers) and the life insurance is down to around £8000. The first occasion we phoned and asked them for an explanation, as payment has been paid (bank statements) the first time they said the money had been attached to somewhere else and confirmed that it had been received and they would sort it out. In the meantime we rec
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