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Hi I recently got into a mess with the council tax & knwo its was stupid but tried to pretend it would just go away. I had letters from Phoenix Commercial and contacted them and agreed to a £50 per month payment. I made two payments although one was a few days late. I have now had another letter dropped through my door stating payment is needed in full or the bailiff is coming back with a locksmith. I contacted the office and was told they had received both payment s but I now have to deal with the bailiff himself. I messaged him and he stated payment was expected in full, I explained I could not afford this and had no one I could borrow it from. He was quite off hand and told me he wants to talk to me today. To be honest I am too frightened to speak to him. I am quite happy to continue with the payment plan originally set up. Is there any advice or suggestions please. I know I was stupid and should have sorted this out properly before it came to this. Thank you for any help or support