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  1. morning to anyone that can help! I have a bad credit rating and so my sister financed a new car for me back in October last year. I went for the Peujeot 'just add fuel' offer and got the entry level 207, it included 3 years free car insurance and 3 years free tax. Im in financial hardship and so for £200.00 a month this was perfect. My sister did not visit the showroom at all i made all the enquiries myself and told her the details on email. She told me to be sure of the free insurance deal as this is really what clinched it (my current car insurance costing me £70 a month). I spoke to the salesman twice about the insurance and he was well aware that the finance was going in my sisters name ; I asked him if i would qualify for the free insurance as Id had an accident 3 years prior which resultedd in a claim. He said that this was not a problem proving i could provide proof of no claims bonus. I had 5 years protected no claims and so this wasnt a problem. Before I called up and paid the £500 deposit - I spoke to another sales rep and confirmed what i had been told about the insurance deal and they confirmed what the other guy had told me was correct. i paid the deposit. As it was a brand new car I asked if i could pick a registration and they told me it was too late for that once had already been picked which i was a bit annoyed about. they provided me with the details to call up and arrange the insurance. My sister contacted them and sorted the insurance out. They told her that they wanted her no claims not mine - she assumed it was a problem at the sales office and made a note to sort that problem out later. Then she received a letter from the peujeot insurance company stating that unless my sister could provide her proof of NCB then the insurance policy would be cancelled. I complained to the sales man who sold me the car (all be email) and he didnt really understand what the problem was and in the end just said - 'yes your sister needs to provide no claims' this is NOT what he said when he sold me the car - him and his colleague confirmed it was me that need to provide the ncb as i was the one who had the accident. I have not had to take out seperate insurance policy for this car which is cost me £65 a mont h - so rather then the deal costing me £200 a month iots now £265. Completely not what i budgeted for. I was driving round in old bangers with my newborn baby these old cars kept braking down and my sister kindly offered to help me finance a cheap new reliable car so the fact im now paying £265 is not what i budjeted for. Is there anything i can do - i have nothing in writing about this as i made the confirmations over the telephone, all I have is my emails to the sales rep arguing the fact that he had misinformed me. Thank you for your help
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