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  1. hi,I am new to the site so thought i would put this on the welcome forum see how it gets on, the thing is 7 yr ago i was declared bankrupt then i have been discharged after awhile. i have had no credit what so ever since the bankruptcy and all my debts were written of with the bankruptcy, i have recently moved to a new place and out of the blue 1st credit limited have sent me this letter asking me to get into contact with them for personal reasons and to phone one number if i am the name on the letter which i am and another if i'm not, should i contact these people as it has been 7 yr since my bankruptcy, i have read that some people say contact them and others say don't bother, this isn't helping me at all as i have recently been put on antidepressants and counseling for personal reasons..I thought i was picking up a bit but this has knocked me for six again what should i do about these people.i have no credit now not even a catalogue,should i phone them and see what they want or ignore the letter,like some other people have been told...
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