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Found 23 results

  1. I usually give advice on this site but now need some myself The company that owns the Freehold of an old property of mine sent a bill for ground rent to that property which was not passed on by the tenant. They have since instructed a Law Firm as Debt Collectors who has charged me 2 lots of £180 for a letters sent to the rental property and then later to my registered office. I paid the initial sums owed as soon as I got the 2nd letter to my registered office but not the Debt Collectors £360 fees. My question is where do I stand on the amount of the fees charged? £180 p
  2. This very recent Local Government Ombudsman's decision (released 10 days ago) is another one of importance. In this particular case, a motorist had incurred a penalty charge notice from London Borough of Haringey for wrongful parking. As the contravention was for parking as opposed to a CCTV contravention, she received a Penalty Charge Notice on her car advising that the charge was £130 but if she made payment within 14 days, she would be entitled to a 50% discount bringing the penalty down to £65. She told the council that she could not pay and offered to clear the debt over a
  3. Petition Pay £350m per week to NHS or re-run EU Referendum https://petition.parliament.uk/petitions/171869?reveal_response=yes
  4. Hi folks, So I am not to experienced dealing with letting agents, their reputation for lack of morals has me avoiding contact if necessary. I have an agent who intends to charge me a relisting fee of 400 pounds if I were to end my contract 2 months early. Yes it is legal in the contract as per their outlined conditions. "If the tenant vacates the premises during the term apart from according to any agreed break clause which is included within the agreement the tenant will remain liable to pay the rent and any other monies payable under this agreement until the term expires; or the pr
  5. Hi, It's a bit of a complicated issue, but I'll try to keep it concise. It's relating to my partners BC account, for which he put his head in the sand until 2014 as he assumed PayPlan had 'sorted it all out', since starting a DMP in mid 2006. I took over the issue in 2015, helping him, as we discovered BC failed to default the account in 2006 (and where still trashing his CRA files). The journey since has been frustrating to say the least.... ...I use 'I' in this context as I have been writing the letters etc on his behalf to try to get this sorted. I have a complain
  6. Hello Can anyone please tell me the amount of hours a person can work a week that is not taxable? Thanks
  7. The engine in my girlfriend's van recently blew up. The mechanic who she called to come out and recover the vehicle, took a look at the damage and informed her that she would need a new engine. He also informed her that he wouldn't be able to do the work, so had given it to the 'garage A around the corner'. Quite a bit of time passed by as my girlfriend deliberated upon what course of action she was going to take. When she finally decided to get a new engine, she started to attempt to make enquiries, with garage A, to which her van had been given. Not knowing much about anything, she
  8. Hi, I pay £160 a month for 5 SKY boxes, all HD and fully loaded with packages. I consider myself to be a decent customer. 3 months ago we had a period of bad weather and 3 of my boxes lost signal. I suspect it's to do with the connection on the dish as my other boxes get a signal fine. They want £60 engineer fee per box to climb a ladder and re-connect. Granted I can get a local guy to do it but as I pay nearly £2k a year for SKY you would think they'd like to keep me happy. Are there any tactics that I can use to talk them into doing it for free? (or at least at
  9. I have just had this brought to my attention. Just a few quick questions to answer using the from from the HMRC website. https://www.gov.uk/marriage-allowance
  10. Good Housekeeping’s seventh annual Christmas dinner survey, which sets the festive benchmark for where to buy the cheapest Christmas meal, reveals that a basket of festive food to feed eight people costs a total of £20.26 or just £2.53 per person, based on buying 11 Christmas dinner essentials*. If you can't be bothered with faffing around different supermarkets, you can get it all in one place if you don't mind paying the extra http://www.goodhousekeeping.co.uk/consumer-advice/save-money/christmas-dinner
  11. I must be getting old. Child Care costs can cost upto 164.00 a week. People borrowing off payday lenders and using credit cards to pay for this. Can you believe this.It must be like a nightmare for many. How do you manage for you out there who have to pay this charge. 2 kids more than some earn i feel.328.00. I am feeling quite sorry for those that have no choice but to pay this. You may have a decent job,studied for years,even have perhaps degrees but wiped out with these costs. It has truly shocked me how times have changed and changing now day to day across the UK As th
  12. Rather than face the humiliation of the DWP contacting my employer with a Direct Earnings Attachment, they accepted my proposal of £100 per month direct debit repayment plan. I have been paying this for 12 months and have never missed a payment. I have just received a letter asking me to call them as they want to consider an increase in my current payment plan. Can they pressure me with the threat of a DEA through my employer again if I refuse to agree to an increase? This debt is from 1997 and I know lots of people say it, but I know I was repaying this back then,
  13. Just a quick query. My partner has been summoned by his manager and been advised that the company intends to change all contracts of employment to include a clause that everybody has to do at least 6 hours unpaid overtime per week. Everybody has been told to accept this change. Does he have to sign this new contract ?
  14. This is simply awful and if other local authorites follows the poor example of London Borough of Islington it will be appalling. http://www.thisismoney.co.uk/money/cars/article-3124279/Is-start-diesel-tax-Islington-charges-extra-96-today.html
  15. came across this re a related googly. please sign if interested. closes 30 march http://epetitions.direct.gov.uk/petitions/67911 re http://www.getreading.co.uk/news/local-news/purley-cyclists-deaths-lead-parliamentary-8054571
  16. Hi, My girlfriend and I pay for a service each month and by an oversight, we paid last month's bill a week late. This month we have had a late payment fee added to the bill. The late payment fee is calculated at 1% interest per day on the sum owed after 7 days. (Sorry for not giving more detail about the service but the company is a bit vindictive and we need the service) Having spoken to the CAB we know that it all depends on the contract we have with them (we've been there for a long time so can't find the original contract right now) but wondering what others think about this
  17. Hello, this is my first ever post!!!! I am looking to clarify some information i have heard please if anyone can help. I got into and am still in a big financial mess due to long term ill health and not being able to work. I had 13 credit cards and 4 bank accounts that all defaulted about 2 years ago. They are with all the main institutions... Halifax, RBS, MBNA , Barclaycard, HSBC etc. I have standing orders set up paying them all £1 per month, as advised by the debt charities i spoke to. All have frozen interest and charges, and have not sold on the debt due to my ill health. Thi
  18. Millions of pensioners are likely to join a rush to invest in new Pensioner Bonds after the Chancellor announced that they would pay 4 per cent interest over three years. George Osborne announced the bonds will have the “best available interest rates”, saying they would provide “certainty and comfort” for over 65s. One year bonds will pay an annual interest rate of 2.8 per cent, while three year bonds will pay 4 per cent. The new bonds are expected to sell out within weeks when they are released in January. http://www.telegraph.co.uk/news/politics/11290450
  19. Hi Everyone, I am on Income Support and receiving Child Benefit and Child Tax Credit for my 19 years old son, he will be 20 years old in January, I was told by both CB and CT that my son can receive those as he is under 20 years old and is a full time student, he has just enrol for his new course and I am wondering what hours does the Housing Benefit class as full time studying! I have the papers for proof for his studying from his College, they have put on the start date and end date for the course! which is Sept 2013 until 26/6/2014 start from 9-00am to 5-00pm! I have alread
  20. Dear forum members, I wanted to share my experience with Talk Talk and also would appreciate an advice. At the end of August 2013 I subscribed, as a new customer, to a phone + broadband package with Talk Talk. The price was interesting and they seemed to be the only ones providing a broadband service for our new house. The phone line was activated but the broadband never worked. After several weeks of speaking to the customer service (a total of several hours over chat, phone and email) I preferred to cancel the subscription as per T&Cs. This lack of service was costing us m
  21. If you think that you may be overpaying for your broadband, digital TV or home phone there has never been a better time to switch and save. Providers are slashing their prices with some of the deepest discounting ever. However, many households overpay without thinking about switching providers, despite the increased cost of living. Research by Simplifydigital, an Ofcom accredited comparison service for TV, broadband and phone deals and the provider of the Telegraph Digital Savings Service, shows that 80pc of customers could save money by bundling together their services from a single provider.
  22. Lets say this is an hypothetical question. I work in a care home, all care assistants are on the same pay per hour £6.08, as far as I know. We are all NVQ2,and all do the same job. What if it was known that 2 members of staff are on more per hour, namely £6.50, these 2 are what we would call the managers favourites. Lets say a document was accidentally read by a another staff member in the managers office, while they were speaking to them there, which stated certain staff and how much per hour beside their names. I do not think anything is mentioned in our contracts about performance relat
  23. NatWest is launching a new 90 per cent LTV first-time buyer mortgage tomorrow with a five year fixed rate. The mortgage comes at an initial rate of 4.79 per cent with no product fee and is available to all intermediaries. At the end of the initial rate period, the rate reverts to 4 per cent. More; http://www.mortgagestrategy.co.uk/latest-news/natwest-to-launch-new-90-per-cent-first-time-buyer-ltv-mortgage/1056053.article
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