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Found 2 results

  1. Hi all, firstly I am very ashamed of this. 2 days ago I was caught shoplifting from a TESCO store. (I had put 2 reduced prices £3.25 labels on 2 not reduced ones £5 ones meat steaks which I took from reduced ones) paid for them before leave the shop caught by Security guards! very very stupid all for £3.50 ( I got a bipolar character and had been diagnosed with very high depression and severe PTSD - taking 1000 mg quetiapine daily - did it because needed to feel high (NO EXCUSE - just describing the details)) they took me to back room - no police involved - (I cried very badly and begged them to not hand me to police ) they just wrote down my name , address and date of birth and told me to pay again for those two items (2*£5=£10) which I had paid for them before (2*£3.25=£6.50) with those reduced price labels and take them and leave . they told nothing more ............... I scare very very much if they will pass my details to Police? what will happen to me? I just took more 500mg medicine more to cope I can not sleep I am scared to death !!!!!!!! please advice me what will happen to me? I dont want my wife and children know about it!!!! please help me know what will happen to me and what they are going to do with my address and details!!!!!!!!!!!!!!!!!!!!!!
  2. Hello all my partner is going to see a mortgage advisor intially to see how much she would be able to borrow on her salary alone. She has a deposit of 42k and the house she has seen is £99,995 So roughly needing 58k mortgage, The reason we cannot do a joing application is because my credit score is screwed due to a few defaults etc, all these debts are now fuly in control. The things i suppose i am woundering is? She has a great credit score and has a very good deposit will that help? She earns 14k a year so am i right in saying they lend 4 times your salary so it would be 56k Do banks follow this rule with no exception or do they have the abilty to increase due to circumstances? What type of mortgage is the best? Fixed or tracker? Sorry for all the questions but she is a bit nervous would like some back room info before going to the meeting Thanks in advance Im on a journey
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