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Found 5 results

  1. All Newbie here. I have an employee who owes 6 PDLs approx. £3.5k he cannot pay. He can only afford about £200 per month. As his employer I am prepared to try to pay off the debts, and then recover it from him from his payroll over a couple of years. But we can't afford £3.5k Will the PDLs negotiate? I haven't yet looked into whether they have leant responsibly, but will they accept settlements of the original loan plus an element of interest? His alternative is probably IVA or bankruptcy. Advice Please Many thanks in advance...
  2. Hello, I've had a gambling addiction which has lead to thoughtless borrowing and large amounts of debt. Earlier this year i decided to do something about it and I've currently got the gambling under control, put in complaints with all the PDLs i borrowed from and joined StepChange. The CAG guides have been a massive help, so thank you to all those involved. One problem I still have is a £7500, 4 year guarantor loan with UKCredit. I've currently paid UK Credit £3,800 but have fallen short on the payments since March. I've found the guarantor loans really cause problems on a dmp, as St
  3. Hi I am trying to get my head around my situation so sorry to bombard you with information, however I have done a lot of reading and need your help! Since ~2009 I have been using Pay Day Loans, A LOT OF THEM (full list below). Since 2009 I have always had at least ~3 outstanding loans at any one time. The issue has been made worse by severe depression and severe gambling. I am finally getting help there, and am sorting out my PDLs, however at a guess must have taken out ~£20k in PDLs and paid back ~£30k to date. I believe I have a claim for r
  4. The OFT are writing to 29,500 state Schools asking them to remove restrictions. Where parents are forced to buy from specialist suppliers. http://www.dailymail.co.uk/news/article-2223168/Parents-lose-52million-year-uniform-costs-state-schools-force-spend-169-skirt.html
  5. Hi Folks. Unfortunately to make ends meet I have got myself into a mess with payday loan companies. I have loans with the money shop, wonga, lending stream, paydayuk and payday express. This month I decided enough was enough. I defaulted on the wonga, lending stream and paydayuk loans on the 25th and will default on the payday express loan on the 27th. I am going to repay the money shop loan this month as its a check based loan and I want to get that one out of the way first. I contacted Wonga, LS and pduk before I defaulted by email telling them of my situation. Wonga
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