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  1. Labour wants payday loan price cap brought forward The FCA will take over payday loan regulation next April after the Government suffered defeat from Labour amendments to the Financial Services Act 2012. The Government amendment states the FCA will only introduce the payday loan cap on 2 January 2015, giving it time to consult on how to implement the cap. In its own House of Lords amendment, published today, Labour wants the date brought forward to 1 October 2014. Labour says the cap must be in place in time for next Christmas, highlighting Money Advice Service research sho
  2. Hi all I'm sure this question has been asked many many times but I can't find a definitive answer so thought I would ask myself. I received a letter from Moon Beever Solicitors in relation to a pay day loan (£201). They have advised if I dont contact them they will apply to Northampton County Court to arrest my wages. My question is can they do this through an English court or does it have to be done in a Scottish Court as I am domiciled in Scotland (always have been)? I seem to be finding conflicting info so thought I would ask. I am going to contact them but just wanted to kn
  3. Hello All, New to the forum and looking for some advice. Basically I have decided to sort out my payday loan hell and get rid of this debt as soon as possible. Followed the advice ive seen on here and other places and opened a new unconnected bank account for my wages to go into. I have typed up a letter (which is what I want advice on) which i will send to the companys tomorrow notifying them of my inability to pay back in full at the end of feb. Sample of the letter is below, please let me know if it is suitable or not. From what ive heard they will be relentless in coming a
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