Hi there all, just looking for a bit of advice regarding my pde loan, First of all , my circumstances.. I took out a payday loan for 300 pound , which was paid back no problem. This was for a new washing machine which was desperately needed . Over the next month I was short again during the last 2 weeks before my payday , I borrowed the same amount again (even though they offered me more) . Unfortunately during October I had to take time off work due to back problems, I had a week off work , then thinking I was fine as my pain went I went back to work . Because I took this week of work I decided to pay the interst only on my pde loan (87) . Hoping this would give me enough time and money to pay the full amount next time . On October 20 I fell down my stairs at home . My leg went from under me . I went to hospital as a precaution , due to some numbness that I had down my right leg . After doing a few tests they decided i should stay in for the night and have an mri scan the following morning, at the time it didn't seem an urgent case . Any way mri showed I had a cracked vertabrae and a disk was pushing in to my spinal cord . I got transferred immediately to Salford royals spinal unit and had to have emergency surgery to remove the disk and have screws and rods inserted to hold my spine together . I'm now on bed rest for 3 months , and had to leave my employment . During this time my partner recieved a message on my phone from pde, stating loan due on 31 Oct , I rolled the loan over again paying 87 interest. My situation now is due ti not being able to work and not being able to get sick pay from my company due to it being a charity based org. I had to claim ssp thru the government known as esa . I have all the proof if pde require , discharge sheet., medical history, copy of consent form , and proof of income from esa My question is surely my situation is covered by the severe illness qualification , so I must he able to sort out some repayment plan I really can't handle any kind off stress from these people. I've been reading somebhorror stories on here. This is the only loan I have , but I can't really afford the interest rate alone now . Fortunately I get paid from esa 2days before the payday loan comes out , so I can pay my bills and rent before . Am I right in thinking , due to being on benefits now I should only pay a nominal figure , as my situation and life have been turned upside down in the last month .sorry for long winded . Just wanted you to know the story . Any help would he really appreciated