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This is a real quick question. I'm considering using bright house because I'm all out of options. I was wondering if they can receive overpayments or a deposit? I can see why they wouldn't encourage this if it reduces the amount of intrest and period of payments. Can they refuse extra payments? Does paying for something quicker at bright house reduce the interest. what are the fees for over payments. guess what with 30 minutes of searching I can not find anything on there site.