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Found 2 results

  1. hi I am 55 this year and not sure what I need to do...I opted out of serps when it very 1st stated late 70's I believe..I carried on receiving top ups from my national insurance until I started working for royal mail from 2003 when these NI contributions stopped.....what effect will this have on my state pension and can I withdraw a lump sum from this or not..i hope you understand what im trying to say..cheers paul
  2. Sorry guys if this is in the wrong area, In late eighties, like many other i opted out of SERPS with Brittanic assurance, I am currently getting plagued by companies saying i may have been mis sold the option of opting out of serps, also that i can "free" up the pention now i am tha all people were opted back in by the government. What are my real options guys, i have an inbuilt mis trust of companies who are trying to get my money lol
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