I have a bit of a strange situation whereby my mother opened catalogue accounts in my name with Freemans, Oli, Next, Littlewoods, Great Universal and Empire. Some I knew about some I didn't. Any CCAs were signed by her in my name. At the time she had a good job but payments fell into arrears on all accounts when she couldn't keep up with payments (sometimes due to medical reasons and my dad has been very poorly since around 2005).
I have taken over control of all the accounts from my mum although initially she was making total payments of around £400+/month into payment plans that I had s