’m Dennis call me Dennis in debt... and I’m making a stand.. I am receiving only guaranteed credit ..Marigold.. . oh bye the way Marigold is 60... ..living together..... ..at our age. ..enough. ..lets get on... I’d like to state at this point that my partner Marigold is not trying to avoid paying her debts. ..this is very important at this stage that you do not judge this to be an of avoidance of debt. I myself have 2 debts which I acknowledge with the OC.. we 2 people are well and truly in debt admitted. Marigold dutifully acknowledged all debts that she owed to the Original Creditor at the time that she was made redundant through ill health.in 2009.... She received no replies from the original collector (OC) and matters were soon passed onto unscrupulous debt collectors ..in my opinion ....This is wrong..... why should the banks be allowed to sell on/instruct dca’s who they have no knowledge of .Who phone everyday..Sometimes from foreign parts 24/7 18 times a day, These people who the banks have instructed have made our lives a misery. ... so much so..... that eventually we have to change our number.. ..TO SUM UP...I dont care .. take me to court.. you’ll get a £1 per month......... ........ as follows here...MOORCROFT.....LOWELLS.....LEWIS.....ROBINSONWAY..and others you all know them....... You know the lot of them............. ..........it’s all bent...don’t give in...Come and get me....... .........REMEMBER I AM 69 years of age.....go on......you could go for it...........? I really am sick of this....i didn’t want to say the words...help...but i am...... ..................... Anyone out there please advise................ ................and no i cant afford to check my card cause i don't have a card in the first place.. .i would like to say that without the thought of cag and what i have read,, ,i do sincerely have hope someone will advise....