Showing results for tags 'offsetting'.
Hi guys this is my first post, I took a loan with Natwest in 2007 and was told when applying that I must take the PPI to get the loan. A year later I cancelled the PPI and made a complaint to RBS, it took them 12 weeks to investigate and they didn't uphold my complaint, they said that they couldn't locate the call records but as I had signed for the loan that meant I had signed for the PPI and was aware of it. At the time I had been having money problems which was a reason for me trying to get a refund of the payments at the time, Natwest eventually defa
Probably a simple one. On 07/07/2003 I took out a 2nd Welcome loan for £2451.90 (paid off some of an old loan with the new one) Loan: £2451.90 PPI: £780.70 (told my loan would be refused if I never took it, was not applicable to me as I was self employed) Total: £3232.60 APR: 45.1% Period: 36 Months Repayments: £151.50 In total I mate 19 payments of £151.50 then never paid anything after that as I got into real financial hardship, they charged me in total £450 for failed DD's, phone calls and visits to my home. I still owed them £3560 In 2008 I offered them a on