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  1. I've copied the post I made in another website forum based on the information they gave on their site and the advice given on the forum as well. Up to this point I have only sent in my application to set aside the judgment, I also added at the end to stay the writ and complain about the bailiffs to requesting an investigation into their charges as well. I've no idea if I've done any of it correctly. I was out of time I think and had to have it in the post Friday or so I was lead to believe. I proved my insurance company claim was put in to deal with the case and they did not act within the time scale and gave me no Information or guidance on what to do whilst I was waiting for them to appoint a solicitor which is meant to be part of my insurance cover to get free legal advice regardless of if they are acting for me . Proof the ccj was entered before they even gave it to a solicitor and proof the bailiff arrived before the solicitors had even looked at the case. Proof I made a formal complaint once the ccj had been entered into that they had not dealt with it in a timely manner and not advised me what I need to do while waiting for them. Also Included all the proofs I didn't owe the money and that they owed me and why and how much. A copy of the bailiff paperwork showing the charges and everything. I think that was it. read the post I made on the other site below and tell me please did I do any of it wrong do I need to be filling in and submitting anything else. Do I have a case to request a charge back because they threatened to take my pets if I didn't and never gave me notice they were coming and charged me over the allowed fees. Are they really as bad as everywhere says and will I have to take everyone to small claims court to get my money back . Thanks Don't actually owe the debt. The creditor owes me money. I had legal insurance that was meant to cover this but they messed me about for so long a ccj was issued and the enforcement officer came before they had even said if they would take the case on and now have decided they won't. It was over the sale of a dog. The buyer just didn't want it after five months so sent it back and I said I'd try to sell it for them and get what I could and they said they would pay for me doing it for them he was with me six months and only sold for £1000 which they agreed to the sale price. got my friend an accountant to work out the costs properly for me and it worked out they owed me nearly £500 on top of the 1000 sale price. I said no. Can't send that cut it down to cost so they did which made it something like 250 they owed me still I sent that to the owner and said look my accounts work out what it cost me but have a look and give me a call and we'll have a chat about it and sort something out to suit us both. She never did her mother sent me a load of abusive messages and applied for a ccj straight away. I've got all the defence and have been doing all the paperwork and forms and proofs to apply to set aside the judgement doing it totally off Google help so far but now seriously worried after reading all about dcbl when they came I had not got notice that they had the writ and planed to come. They just arrived at my house stood at my gate and I wet myself thinking it was a police. All dressed in black what looked like a vest and body cam and all sorts. Then he told me who he was and what he was there for. Told him I knew nothing about it and weren't they meant to notify me first if they had got a writ and he said yes we sent a letter and I told him no I never got one or I would have dealt with it then . I asked if I could ring my solicitor who was a waste of time because she could not advise me because she had not decided if she could take the case based on my insurance cover yet. He then told me if I did not pay him there and then that they had a dog van on the way to take my dogs my pets to sell to pay the debt. Also it would then go up by about another 750 on top of the 2200 something. I logged In to my online banking to see what I had and I didnt have enough in my bank I even showed him. I asked if he could come back in a couple of hours and I could get the cash and he said no if he leaves he is leaving with the dogs to pay the debt. went back in the house and searched and managed to find some cash I forgot I'd hidden for emergency. paid in full and he went away happy. I've now found out from my searches learning how to set aside the judgment he over charged fees. Did not send me notice. Then threatened to take my pets which he's not allowed to do either dressed like police and never offered to make any arrangement to pay or to take other items he was only Interested in the dogs my Pomeranians. I actually joked and said I've got a puppy dog you you can have she's a little turd and rubbish guard dog and he said no only the little ones which I found odd he targeted them. He must have researched me first as all over my social media is my dogs and just my dogs. My dogs are my pets not a business I only breed to get more pups for me for breeding and showing and pet home any I don't keep. I'm going to ring my bank for a charge back in the morning but I've been on the forum and seen about all the Complaints about this lot and wondered if there was anyway my complaint and details could help. And also wondered if I should be apply to stay the writ as well or anything else as well and do they all just go to the county court or do I have to do two lots and send the set aside to county and the writ to high court. Thanks in advance
  2. Last week I was travelling home from work on a busy stretch of residential road. I came up to a set of green traffic lights at a crossroads, and had fully crossed the line when the car in front of me hit his brakes. as not to block the people in the oncoming lane from turning, I left a gap between myself and the car in front. By the time the cars in front had shuffled up, the other set of lights were on green so I stayed where I was. I could see the other set of lights, but I could no longer see mine. I waited until a couple of seconds after the other set of lights had turned red (assuming ours would have changed to green) and then I proceeded when I knew it was safe. There were no cars in the oncoming lane so I couldn't judge when the lights had changed by their movement. I've now been sent a letter highlighting that it's a criminal offense to jump a red light, and I have to fill in a DVLA form and will get the opportunity to pay a fine instead if I respond within a week. My lights must have still been on red when I moved, but I had gone way past them and there were none on the other side of the crossroads. It was a genuine mistake; it's not like I got impatient and just went, I made sure the crossing traffic had stopped and gave it a couple of seconds as a lot of lights do. I want to appeal because I was actually trying to do the right thing by leaving a gap for traffic turning, rather than just blocking the way like I could have done. I'll probably get told I don't have an argument but I thought it was worth asking. Thanks for reading.
  3. Hi My partner parked my car in a residents bay last April and received a PCN on the windscreen. He stupidly removed this, and left the car where it was. When he returned a second time, there was a second PCN. I was not aware of this until a couple of months ago when I received a bailiffs letter for one of the PCNs. The fee had increased to £263 and I reluctantly paid this. The bailiff advised us to make contact with the council and ask them to waive the second charge as the car was not moved. I did this a week later, and when I had not heard back from them, I rang them today. They verbally told me that there is nothing they can do. My question is this - the tickets were given within 6 hours of each other and the car was not moved. Can this count as a continuous offense and where can I go/look to prove this? I have no right to appeal - does this mean that my hands are tied and there is absolutely nothing that I can do? Please help!
  4. Hi Thanks in anticipation for your help. To be brief my wife's vehicle was photographed going through a red light in May this is not in question the offense happened. The issue here is it was at a time we were both in the car and neither one of us could have been driving. When the NIP came through I requested the photo evidence which duly arrived and proved inconclusive. The number plate and offence were clear from the rear of the vehicle however occupants could only be seen as smudgy silhouettes with no clear identification. The form that requests she identifies the driver was duly returned with a letter stating that we had both done all possible to help identify the driver but alas we can not. We offered to pay the fine but obviously were unable to accept the points. The court set a date and we sent a recorded letter of defense stating the same. The court then set another date!! but my wife failed to attend and as such had the police serve notice of a new date, THIS FRIDAY 18th January. My wife is worried sick about what to do. I have contacted the magistrate court and they have stated she must attend, I offered to represent and/or send a letter of defense but this has been declined. Can i still speak on her behalf, after all i am a co-defendant, as long as she is present in court? She has already got 9 points, I have a clean license. We are trying to appeal against 6 as there were mitigating circumstances but that is another issue I am reasonably confident we can sort. Thanks Wylie.
  5. hi, i was convicted of a drink driving offense in 2003. From where can i get the details about the date of conviction? i forgot the date and i need it for home office application. Thank you
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