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  1. Hi all, I'm really hoping someone would see this and help me out I'm a 20 year old student and I stupidly took out a £300 loan with TOOTHFAIRY and I signed onto a DMP shortly after, agreeing to take £40 a month. At this point, I apparently had to pay £800. I paid them month by month and to this day I've paid them £310 and I am currently in the process of switching DMP's from Debt Advisory to Stepchange (because they're free) and I received an email from Toothfairy saying that I now needed to repay £1711!!!!!!!!!!!! Bear in mind I have kept up with payments consistently! The £40 has always gone through to them! I've logged a complaint with FOS and OFT but to be honest, they couldn't answer me straight when I asked if I would be dealing with this for the rest of my life if they don't accept any payment plans, they could keep charging interest. PLEASE help me, I start 2nd year of uni next month and this is making me very depressed, the constant emails and calls are very scary and the thought of it never going away frightens me so much!
  2. Dear All, I'm looking for advice on how to contact NDR so that I can pay my son's account, which was originally with Tooth Fairy, but has been passed over to NDR. I have read all the alarming posts regarding these companies (who I believe are one and the same), and my son has received many nasty texts and emails from these cowboys, to the point of extreme stress. He originally borrowed £400, but somehow they have managed to increase this amount to £1400. He did actually pay £200 off, but his building society returned the money to his account, stating that they refused to forward funds to Tooth Fairy Finance. Anyhow, long story short, after much research we (my son and I) agreed that I would pay the original loan of £400, plus a reasonable amount of interest, calculated from their website (£9 per £100 borrowed per week) of a month, totalling £144 to add to the £400. He told them that I would be paying the account for him (but didn't say how much as I planned to let them know the amount, and the reasons for our calculation), so they emailed him with their details and a reference number. He forwarded the email to me and I accessed the NDR website to pay the £544. However, on accessing their payment page I discovered it was unsecure, no https or a padlock symbol, so I decided against entering my card details into an unsecure web page. They also said in their email that they could be phoned to pay the amount, but I have to say my trust in them was dwindling at this point and there's no way I am going to give them my card details and security number, particularly after I read on another forum that some poor person who had paid a debt for their friend, had money removed from their account by these sharks!!! So, I emailed them yesterday, on the address on their email to my son, but it's been returned saying they do not accept emails via this method and any enquiries have to be submitted via their website. I have looked at the information required, and basically I do not want to give them any of my details (such as phone numbers) as I believe that they would hound me also. So, is there an email address that anyone knows of that I could send an email to? Or, would it just be best to go into my bank this week and forward the £544 to them via bank transfer? I do want to inform them that they will not be receiving the entire amount they say my son owes, and tell them that if they want the rest they will have to take him to Court! Any advice would be greatly appreciated.
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