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About Me


Found 6 results

  1. Hello Everyone, It took me more than 3 years to have the courage to write it and I wonder if any of you can advice me what to do. I had two credit cards back in 2009, I went through incredibly tough time and even had no place to live so eventually couldn't make payments. Eventually I went behind payments October 2009 on first credit card of £1545.00 and second one of £1445.00. I wrote to them asking to take £800 each as final settlement even this much a friend of mine was helping me with but never heard from them. (that was in October 2009). I had no place to live after March
  2. Hello all!!!! please help is needed here... I don't know what I would have done without this site... big Thank you for the team... I had a claim form from MKDP this week and stressed... again... The claim has been issued by the Debt purchaser (claimant): MKDP LLP - Original creditor: HSBC - Date of issue: 02 April 2014 - Value of the claim rounded up: £6700. Particulars of Claim reads as follow: The claimant claims the sum of £6700 being monies due from the defendant to HSBC Bank PLC under a bank account facility regulated by the Consumer Credit act 1974 an
  3. Had a dispute with William Hill over my betting account, as they voided a couple of winning bets that I had and refused to payout on them, so I decided that I wouldn't pay them either. They kept sending me letters demanding I pay them £800, so I wrote numerous letters to them asking for a copy of the original credit agreement, which they have never supplied. Haven't heard anything from them at all for months, until this morning, when I received a claim form from Northampton County Court, made by their solicitors.Couple of questions. Firstly, should I make a defense out of the fact that they ha
  4. Hi all, Help would be greatly apprreciated!! I have recieved a claim form from NCC on behalf of Bryan Carter & Arrow global. They claim i made arrangements to pay under a ref number and have defaulted. I have no knowledge of this debt or ever making an agreement with Arrow global. After reading some post on this forum i have completed the response pack stating i will defend the claim. Can someone please help me with what letters i need to send to Bryan Carter to get more info about this and how to proceed. Thanks in advance Graham
  5. Message: I need some advice. was shocked and distressed to recieve a letter out of the blue from the bailiffs for removal / seizure of car and household possession to the value of £540 approx in relation to a parking contravention AF89....6A issued at northampton court.I have never ever recieved any previous correspondence regarding this traffic contravention either from the council, court or bailiffs until today.would have paid if I was sent any pcn with evidence. There are a few things I need to point out. bailiff have sent a copy of court order/ warrant of execution. The car regi
  6. Hey im new so please be nice I was visited at my home by an agent from Arrow Global an american company who i have never heard of or recieved any corrospondence from regarding a debt with Halifax bank (my old overdraft). He caught me off guard and i was unsure what to do so i told him the truth, im a single parent on benifits with two kids and i have no disposable income!!! JOY he left BUT....he came back again i answered as i thought it was my mum lol (silly me i know) telling me i needed to pay the £1500 patheticly low debt from 2004 within 48 hours. he also told me if i did not i
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