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OH had an car accident just over a week ago, we believe it wasn't his fault (car from side road turned into him). We've made a claim on our car insurance. Yesterday, our insurers said that they'd spoken to the other party's insurers who had admitted fault. Our claim would therefore proceed as 'no-fault', we would not need to pay our excess on the repair, and it would not affect our NCD. Today, I've got home to find a letter from a solicitor with a copy claim from from the third party. On the form he says his car needs repair but he's not going through his insurer; and that he's claiming for injury (whiplash etc). Unfortunately our insurer cannot help us as it's post-6pm, we need to wait until after 9am tomorrow to speak to a Claims Handler. We are worried - is the solicitor's letter & claim just the other side 'chancing his luck' or is there any chance that we'd end up liable for his 'whiplash'? Can you put our minds at rest?