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Found 4 results

  1. Hi Urgent assistance please. Drydensfairfax served a county court claim on me on 18th Oct. I requested a copy of my CCA from MBNA in July 2009. Had various letter but no CCA, then Jan 2010 had letter stating that they need to get copy from the original lender quickly followed by default letter. Oct 2010, got a letter from MBNA telling me that they could not comply with my CCA request. Jan 2012 got a letter from MBNA to say debt being sold to Arrow Global Guernsey Limited. Oct 2012 got letter from Drydensfairfax giving me 10 days to make payment or will issu
  2. Hi all, I defaulted on a debt in 2001 with Egg credit card (approx £5600 and entered almost immediately in to an informal payment arrangement with Egg through Moorcroft. My initial payments after 2001 default started at £1 per month and in 2010 I was paying £35 per month. In Jan 2010 I received a letter from moorcrop saying enoughs enough pay full amount within 7 days or else. I sent them a CCA request Feb 2010 and and a request for a statement of account (which I have never ever had) continued to pay monthly £35. In april 2010 I received letter from Moorcroft say
  3. Hi! This is my first post on here and I'm looking for a bit of advice. I have been though the long route seen often on here of 'if you claim I owe you the money, show me the agreement@. HSBC have written to me admitting that they do not have the agreement but have issued county court proceeding against me. I have submitteb the defence as follows:- 1. I XXXXXXX of XXXXXX am the Defendant in this action and make the following statement as my defence to the claim made by HSBC Bank Plc. 2. The Defendant is embarrassed in pleading to the Particulars of Claim as it stands at prese
  4. Hi, I have had a Barclayard credit card for over 10 years, untill recently I had no problems, unfortunately my circumstances have changed (hours at work cut for me and my husband) and I could no longer afford the monthly payments, thanks to the wonderful advice on this site, I sent off a CCA request and as it seems with almost everyone I was sent a copy of T&C's. (I know I did not sign a CCA) I then sent a default letter and an Sar request, today I recieved my SAR, it is a bunch of statements dated right back to April 2005,still no CCa. Now this is where i really need help, I h
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