A while ago I received an email from Digital Financial Services claiming the remainder of my Nextcredit loan had been transferred to them.
It sounded dodgy but after emailing Nextcredit, they confirmed my loan had in fact been transferred as stated.
I've sent a few emails back and forth to DFS asking them for further details of my account to prove they were in possession of my details. Their initial email simply said 'dear customer' but did quote the correct loan amount outstanding. They replied with my postcode and mobile number, this pretty much convinced me things were on the level and I was then planning on discussing repayment options.
10 minutes ago I have now received the following email from Next Credit:
Re: Digital Financial Services Ltd
We write to you following notification that a company called Digital Financial Services Ltd (DFS) may have attempted to contact you regarding your loan with Nextcredit Ltd. We understand that DFS is claiming that certain loans made by Nextcredit have been transferred to it and they are instructing our customers that all future payments are made to DFS directly.
We are writing to confirm that this is not the case and that DFS is not acting upon any instruction or agreement with Nextcredit Ltd. Your loan has not been transferred to DFS. You should continue to liaise and/or make payments either directly to Nextcredit Ltd or, where instructed, our collection partners, Adept Credit Solutions Ltd and/or their agents Capital Resolve Ltd. We would emphasise that if any payments are made to DFS they will not be credited to your loan account with us.
We apologise for any inconvenience or distress caused by the actions of DFS and wish to assure you that we are taking appropriate steps to prevent DFS from continuing to contact our customers.
The Nextcredit Team
Very shady! I'm awaiting a reply from Nextcredit on why they told me DFS was legit and also how they got my loan and personal details!