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  1. Please help me? I have just received an N1SDT Claim Form Its for a credit card that I defaulted on in 2009 In Feb 2010 I wrote to company and explained I was in financial difficulty and offered a £1 per month I then applied for CCA in March 2010, an SAR in March and a letter titled "Request pursuant to Civil Procedure Rules" in April 2010 Then silence Ive since seen the debt has been passed through form various debt companies who have all tried to get debt repaid Yesterday I opened post to find these court papers Following the last letter I sent in 2
  2. Name of the Claimant ? Lowell Portfolio 1 Ltd Date of issue - 20 June 2016 What is the claim for – the reason they have issued the claim? PoC as follows:- 1) The defendant entered into a Consumer Credit Act 1974 regulated agreement with Lloyds Banking group PLC under account reference xxxxxxxx ('the Agreement'). 2)The Defendant failed to maintain the required payments and a default notice was served and not complied with. 3)The Agreement was later assigned to the Claimant on 17/06/2015 and notice given to the Defendant. 4)Despite repeated requests for payment, the
  3. I received the N1SDT from Cabot/Mortimer Clarke as I have been working away so only saw it yesterday morning, I have already Acknowledged it via MCOL I chose the option Intend to defend all. the Particulars of Claim as follows:- By an agreement between LTSB & defendant on or around 15/10/1998 ('the Agreement') LTSB agreed to issue the Defendant with a credit card. The Defendant failed to make the minimum payments due & the Agreement was terminated. The Agreement was assigned to the Claimant. THE CLAIMANT THEREFORE CLAIMS 3830.31 At the tot
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