Showing results for tags 'moved abroad'.
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Dear unknown friends, Hope someone can offer valuable advice. I have two UK unsecured personal loans. I recently left the UK and moved back to my parents house, in a developing country with no links to the UK. I can't pay one penny on those loans anymore, and I will be soon defaulting. A student loan the size of Jupiter takes precedence, and I am struggling to avoid defaulting on it. I read every single post on the subject I found. I gathered that a creditor/collector cannot legally get a UK CCJ against a non-UK resident. I am debating if to tell the creditors I moved abroad (before defaulting), or if to default and let them find me. I am also debating if, were I decide to tell them, if I should tell them by updating my address on their files (through their websites), or if I should tell them by mail enclosing with the letter a bill under my name as proof of address. If I give them my new address they will come chasing but they should be unable to get a CCJ against me, but if I don't then I risk them getting a CCJ against me, as neither creditors nor courts know I live abroad. Any words of wisdom on my dilemma? Should I tell them of my address abroad or not? I'm leaning towards informing about my address abroad. I've read mixed comments, some saying one should tell creditors one moved abroad, others saying not to tell under any circumstance. Thank you and God bless you, LL
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