we got mothercare card which was issued by GE Money and we never had any problem because i was using it every month and pay the money in before charges occurs.
but since santandar took over they close the card down as result of that i cant pay in account because i was putting my salary in this card
and use it and avoid charges as the circle was running fine.
because of Santander stopping the card i cant do that any more so i was paying minimum but getting interest charged.
got fed up with the interest and stop paying them and told them stop interest and i will pay fix monthly until i pay off,
they refused
now my account is with dryensfairfax solicitors
and i have seen this article below link so any idea guys what to do next .
Thanks
http://www.credittoday.co.uk/article/13830/online-news/store-card-debt-unenforceable