Hi all I'm looking for some advice regarding a recent online purchase. I bought a computer monitor online last week which I had delivered on Friday. Unfortunately there are several issues with it that I cannot live with. One of them I’m fairly sure is a manufacturing defect. The monitor was fairly expensive (£450) so I contacted the retailer on Monday and asked to return it for a refund stating what faults it had. I told them I didn’t want a replacement as there seems to be QC issues with these monitors after doing some research and I'd rather buy something else. They replied instantly and asked for photos of the fault which I sent hoping they’d deal with the RMA swiftly. I hear nothing from them for 2 days so I contacted then again today and they’ve asked for photos again despite me already sending them. I’m sensing they are dragging their feet. I paid using PayPal. What are my options here? If they don’t issue RMA should I post the monitor back at my expense then raise a dispute with PayPal? The retailer has a page on their site that states, If a return is found not to be faulty they will return to buyer at the buyers expense.I was under the impression I could return an item that I bought online if its faulty. Do I need to prove its faulty? Did I even have to send photos? Does the monitor even need to be fault for me to return despite being used? Despite having a 5 star TrustPilot rating I have uncovered some horrible returns stories with this company so not sure what to do next. I was tempted just to open a dispute on PayPal but PayPal says if the dispute is not settled they will then decide whether I get a refund or not. This will teach me for not paying the extra and buying it from Amazon who have a great returns policy. Thanks for your time. Peter

Hi all, Hope someone can advise me what to do here. To cut a [very] long story short, I left my Samsung PC monitor at Currys in Lincoln at the beginning of June. They sent it off to the repair centre and it came back about a week later. Due to ill health I couldn't get to pick it up until last Thursday. When I did it was wrapped up in bubble wrap and I didn't have the time to unwrap and check it in store (BIG mistake!). I unwrapped it Monday evening and, to my absolute horror, it was covered in scratches! The whole of the bezel is just full of them; it looks like it's been laid on its front and then moved up and down on a desk, which is impressive as it's a curved screen! Now, I'm old-fashioned and like to keep my items in mint condition and this was no exception. The chap at Currys did a thorough check and confirmed there were no scratches on it before I left the store. There's a whole back story to this that I won't go into unless anyone really wants me to, but basically I'd been having a to and fro with Samsung Customer Services since before Christmas, so I emailed them Monday saying how angry I was and that this was not the monitor I sent them. They've fobbed me off and are now telling me it arrived with them with "general wear". How the hell does a monitor, which sits on a desk for it's entire life, get "general wear" over the entire bezel?! Not possible. They've told me they're not going to do anything about it and I should contact Currys. But Currys have record of it being in mint condition with no scratches! I should point out that, once I'd taken the bubble wrap off, I noticed that the bezel was covered in tape, you know, the stuff they put around new TVs for transit? I only took the top and half of the right side off, the rest is still attached, so the tape was applied after the scratches happened. So, before I lug it back to Lincoln I thought I'd ask here what the best course of action is? Take it back to Currys? Have it out with Samsung? I really don't know what to do. Thanks in advance, Fen.

Beware BT and misleading statements! This... We'll charge you £5.60 for an extra 5GB.... actually means this... UP TO 5GB, not a total of 5GB! They will then give you some gobbledegook about offering you a "better" package deal on your Broadband just to get you to "upgrade". This is a RIP-OFF!

Hi, Firstly, as I'm new, I'm not sure whether this is the right place to be posting. If it isn't then my apologies (and could someone move it?). Anyway onto the problem. On the 28th of October last year I purchased a monitor from a third party seller through amazon.co.uk. Within a few months the monitor has developed several pixel issues which distort small sections of the screen. I therefore contacted the third party seller and they have refused to consider a refund/replacement under the sales of good act (as I assume that a fault however small would mean it wasn't fit for purpose). The third party insisted that I contact the manufacturer but I'm pretty sure that it is their responsibility. I then contacted Amazon but they have refused to help me. The only way I can see of resolving this is the county court, how would I go about starting my case? For example I do have a case, right? And would i need an expert witness to verify the fault? I can provide a photo if it helps. Thanks, Einot

Consumers face a greater risk of identity theft and burglary under a Coalition scheme that would allow them to see all their personal spending data, the Government has admitted. Officials have raised a number of potential problems with the “Midata” initiative, which will give customers the right to request information from companies on their household utility use, banking transactions, mobile phone calls and high street loyalty cards. Business ministers hope that allowing people access to data about their spending patterns will help them save money and make better shopping choices. But the Government’s official impact assessment of Midata has raised concerns that making personal spending details more widely available could mean it is “misappropriated”. It said the Government received several warnings about privacy and data security during a consultation on the scheme, particularly over the potential for banking details to be stolen. One major fear is that consumers will hold more sensitive information about themselves on insecure home computers. Another risk is that they will give details of their bank transactions, mobile phone calls and energy usage for price comparisons or analysis to companies which may not have strict web security. Link: http://www.telegraph.co.uk/finance/financial-crime/9770444/Monitor-your-spending-scheme-raises-risk-of-ID-fraud-identity-theft.html

Follows the Southern Cross closures and others. http://www.bbc.co.uk/news/health-20564151

Hi there. I recently had my monitor replaced (with exactly the same model) under warranty from LG. No complaints there. They actually have a good customer service system. The trouble is, the problem is still exactly the same. LG have conceded that it is a compatibility issue with my system, as opposed to a faulty monitor. Of course, they wanted to leave it there, but there's no way I'm going to just accept this and be stuck with an incorrectly functioning monitor. The help desk guy said he had submitted a VOC (? I think that's right - it's basically a message to head office about the problem, leaving it at their discretion as to whether they sort me out or not). Apparently they will contact me in a couple of days with their "decision". Do I have the right to demand that they replace it with a different but equivalent model until the problem is solved? I believe that a (perhaps newer) different model will solve the problem. I'm thinking yes - as I said to them, if the monitor came with a warning or caveat that it may not be compatible with certain systems, then fair enough. But of course it doesn't. The way I see it, it's very little financial skin off the nose of a huge multinational corporation to just give me satisfaction, even if it costs them a couple of quid. I'll fight tooth and nail to get a result, on principle and on finances! I'm not rich enough to suck it up and buy a new one. Any ideas? Thanks.