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  1. Hi, a couple of questions, I got a pay day loan with Moneyshop in 2016, they have never marked me with a default just missed payments. The debt as far as I’m aware is with BWLegal. I’m just wondering what BW Legal actually are, are they just a debt collection agency and the debt has been sold onto them or are they just chasing the debt for them. I’ve got an irresosible lending claim with the ombudsman at the moment against Moneyshop, I’m just more wondering about BW Legal and why they haven’t actually defaulted me. Thanks
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