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Found 3 results

  1. Hi there Very new here and hoping someone can give me some advice on a claim I've received for a Welcome Finance debt. Particulars The claimant claims the sum of xxxxx being monies due from the defendant Welcome Finance Ltd under a loan agreement regulated by the Consumer Credit Act 1974 which was assigned to the Claimant on xxxxxx. Notice of assignment has been provided to the Defendant. The Defendants loan account number was xxxxx. The defendant has failed to make payments in accordance with the terms of the loan agreement. A default notice has been served pursuant to the Consu
  2. Hello all, I have just registered as the advice I was reading has been invaluable, thank one and all, having many problems with wescot at present, they keep threatening court proceedings, holding them off at present, I made an access request to the credit card provider and all they have given me is the application form, advice seems to suggest that a reconstituted agreement will be enough to enforce the debt, is this true, the debts precede the change in the law, so I am covered by the 1974 act, any practical advice for next steps with wescot, it al
  3. Ok, another thread from me..... . I have an old Welcome Finance debt (2007/08) which was sold to MKDP LLP back in March 2010. I made a CA request which was ignored so put the account in dispute. Since then I have been bombarded with letters/phone calls from the above debt collectors. I've finally received a 'credit agreement' and some statements of account, and here is where it gets interesting... Firstly, the credit agreement does have my signature on it, but all of the figures and text including the terms & conditions are blurred and totally illegible,
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