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About Me


Found 8 results

  1. Hi We moved in to our rented property at Christmas 2017. We both work from home and took the property based on being able to do just that. My fiancé has a photography studio set up here with regular clients coming to the house. In May we found out that the neighbours had sold a patch of their garden to a builder who is now building a house on the land. The noise is unbearable, we are woken up every morning at 7 and we can't use the garden because of the noise and dust. The neighbours are also having their remaining garden paved by a separate company who also make noise from 7am. To
  2. Hi all I've started a complaint with Santander about my mis-sold MPPI. We were FTB's in April 2009 and being the cautious person I am asked the IFA doing our mortgage about Income Protection. Low and behold we ended up with MPPI the only covered the mortgage payment and the house insurance not a penny more up to the value of £750, not what we asked for. However I did not pick on this at the time and it only came to light recently while sorting though some old paperwork and came across the policy document. This is where I finally read the small print properly. I've sent bac
  3. I owe santander just over £3000 on a credit card but have recently lost my job so I phoned them last friday and a woman said I could pay £5 by a certain date every month. The call did seem a bit rushed and the payment amount and date did seem to plucked out of thin air but I thought fair enough as I can afford that until I get a job so I agreed and the initial £5 payment was processed from my santander current account. I got a call tonight from a man at Santander stating the amount I owed and if I was willing to make a payment. I explained what had happene
  4. Hello Everyone, I have recently joined Bannatyne's through a special offer, which they text to me, which is really misleading as can be seen from my email to them below: Dear Sir or Madam, I am writing regarding my recent application for membership with the club, which became active from 16th March 2011. I contacted Bannatyne's back in December regarding membership but due to being busy with work I couldn't join but received regular offers by text message from the club. I got the following text message from Bannatyne's before I joined: 'Join Bannatyne's
  5. Hello I recently started a new role with a well known insurance company in what was described as an inbound contact centre. I took this job as I've worked in sales before and wanted to avoid the problems of cold calling. I was told all the calls would be incoming calls for people who need quotes. One week into the role and I have found this to not be the case. The company is paying people to cold call people then transfer them through to the inbound contact centre. Although I am not dialling myself the calls are to all intends and purposes cold calls and I am getting the same a
  6. In 2007 my Father made an investment with an IFA. The IFA mis-sold the investment (unguaranteed Skandia bond) as they had critical flaws in there Risk Analysis Customer Profile Scoring Syestem - it is printed incorrectly! He should have been "Conservative" risk but incorrectly scored "Balanced" (The FSA will not tell us if they have investigated). A complaint was made to the FOS by myself on behalf of my 80 year old Father who made the investment (£80,000). To cut the chase, we protected the investment by my Father transferring all rights and ownership of the bond to me and my sister who
  7. Hoping someone can offer some advice on what I should do about a problem I have after buying a used car on ebay. I had been looking for some time at MG Midget classic cars and finally found what seemed like an absolute gem on ebay. The ad stated car was in exceptional condition, and the pictures of it seemed to verify this. I emailed the seller and asked if the vehicle had any problems that he knew about, mechanically, rust, bubbling. He replied the car was perfect, a top end example of the MG midget. As the car was 190 miles away and had a new MOT on it which was 7 weeks I made him an offer
  8. Having recently been made redundant from my job I went online to seek help with reducing my outgoings. Whilst browsing the My O2 section of o2.co.uk I was invited to join an online chat, the operative offered me a £15/month contract but as i went afk whilst i waited for response i did not respond in time and was no availble to accept the offer. Whilst waiting for Darren to "check this" for me I had to go away from the computer. I returned to see the offer and "is that fine?" but was too late to respond as the chat had been ended. I immediately called o2 to accept the offer only
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