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Found 7 results

  1. Has anyone got any advice for claiming distress or inconvenience?
  2. inspired by Tonycee success, I am planning to re claim charges back from BM. I am still with BM and paying mortgage regularly now after back on full time employment. also pay extra 200-300 every month towards arrears which i guess stands at 1500. instead of asking in other threads i decided to open a new one here. my rough estimates about charges are it will be around 2500-3000 consisting different amounts 30 35, 40, 50 and sometime 100 at various point of time cost of letters sent to me. given the scenario, could you please all guide me through. ie the steps i should foll
  3. Hi, have managed to sort out a lot of debt issues using this site and for that I am extremely grateful, all of which were unsecured however we now get to the mortgage and I need some advice concerning an SAR I sent to Birmingham Midshires (who the mortgage is with) along with a £10 postal order - this was sent on Monday 17th June 2013 by recorded delivery. Be advised of the following: 1) mortgage is in joint names with ex-husband - now divorced - (divorce finalised about 4 years ago and he has no financial interest in the property as per the terms of the divorce however BM would not rele
  4. Can anyone advise me please? I have got into arrears with my mortgage with Birmingham Midshires. My husband has left me with 3 young children and I've had to make a claim for Income Support. I also care for my very sick mother. I have had help with compiling an Income and Expenditure and have phoned Birmingham Midshires on their 0845 number asking for help in temporarily placing my mortgage on Interest only as the current Repayment mortgage is forcing me into arrears. They were not helpful. I emailed them and explained my situation and asked for someone to call me back, no one ever h
  5. I don't know whether I'm posting this in the right place. Does anyone know a contact address for Birmingham Midshires? I've sent several letters to their Wolverhampton address but have had no response, I've emailed them and phoned without any success. I know they are now owned by Lloyds and wondered whether anyone had an address which may be more useful. I am disputing an amount they say is outstanding on my account and despite contacting them countless times all I receive is the same standard letter asking for the so called amount outstanding. I would appreciate any advi
  6. Hi. I missed a payment with my BM mortgage in Feb when I changed bank accounts. A manager phoned me and laid into me bigstyle, threatening repossesion, etc. He followed this up with a rather vile and threatening letter. I complained, and got £25 in compensation from BM. However, as they had charged me £35, I felt this was unfair and complained again. BM didn't take the next months payment. I called them and asked for a new Direct debit, in case that was the problem - another £35 on the account for it being late. No direct debit came, but a debt "counsellor" did - another £85 on the "a
  7. Hello. I have had a "Buy To Let" mortgage with the Birmingham Midshires for over 10 yrs and recently fell behind by a tiny amount with the mortgage. Not only have they piled on numerous charges, but the have wrote to my tenant threatening to repossess the property. Needless to say my tenant (for over 7 yrs ) is very worried. Are they allowed to do this? Any Advice would be greatful
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