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  1. Hi everyone, I took out a few loans with quick quid a few years ago, paid them all on time until the last one. I cant remember exactly what happened but i do remember i was having some sort of problem with the bank at the time and tried to resolve the loan with qq several times. After a while I started getting those "please contact us" letters from Mackenzie Hall but because i had never heard of them i didnt contact them. About a year or so later i got a letter from i think Motormille Finance asking for repayment of the qq loan, i arranged a payment plan with them and the first payment was taken from my account on the due date,. the next month the payment never came off so i conntacted them and they said it was a problem with my card details and they would set it up again. it never came off again and this time the excuse was that my repayment plan had been cancelled because of a failed payment, they set it back up and I thought that was the end of it. I then got a letter from National Debt Recovery demanding the same money so i called them and told them i already had a payment plan set up with another company and therefore i would not be paying them. i also called mmf and advised them of the second company, both companies said it was them i should be paying but i told them until i got confirmation from qq i wouldnt be paying either of them. I heard nothing until recently (around three years after all that) when i got a similar letter to what a lot of other people seem to be getting from Marshall Hoares bailiffs, but after reading the info on here about them decided to ignore it. today I got a letter from MMF saying they are taking me to court AND a call from Marshall Hoares about the same money. I toled marshall hoares the story and that i would not pay them until qq told me who to pay and i called mmf to advise them the same. mmf say my account is sttill on hold after me originally informing them about two companies wanting the same money and that they have not heard from qq and could not explain why i had recieved the letter from them. Marshall hoares said they will contact qq and call me back. I contacted quick quid and they said they only ever sold the debt to Mackenzie Hall and quote "the debt no longer matters to us" So my question is what do i do? should i just ignore all these threatening letters as other threads suggest?
  2. Just paid them what I am due(loan +1 months interest!). They think that I am still due them over £800 in charges/interest!!! Ha ha ha they aint getting another penny off me! TAKE ME TO COURT FOR THE REST NDR/MHB!!!
  3. I posted sometime last week, basically like everyone else, I had a £200 loan which escalated to nearly £700 in a few days.. I called even before to say I was struggling to pay the £200 and they refused a payment plan. I have been getting non-stop calls from TFF, NDR and MHB, who are apparently going to come to my house, I ignored most of the calls and sent a letter to them. Today I got a call from this number - 01224 931013. They have called me the most, and in their voicemails they say "from nothern debt recovery" then I got another two voicemails a couple of days ago "from MHB.." and only today I decided to speak to them and I don't remember them confirming who they were, I was out walking and their phoneline was terrible, like all fuzzy could barely understand. I didn't want to say much but I just told them straight I've sent a letter and I'm not paying the ridiculous amount when I made it perfectly clear I couldn't even pay £200 so how do you expect me to pay £700?!, the lady on the phone said she would take off £200 if I paid today, I said no then she said I could pay £50 a month for 8 months and only pay £400. I did think about this, like all I plan on paying is £272 because that's what I owe, Well I think it was £236 but obviously I couldn't pay it and I already deffered the loan many times, so I thought paying an extra £130 isn't that bad.. but then I can't afford it, I can't just throw out another 100, I told her I would call back tomorrow and discuss because I obviously needed to think about it.. I thought I was actually talking to TFF on the phone I'm sure she said that but it was too fuzzy to understand, but now after checking all my voicemails MHB and NDR have the same number?! lol. So now I'm not sure what to do, I don't really want to agree to it. I wouldn't mind paying 50 a month for 6 months even though that may be a bit of a struggle but I don't want to pay extra, I can't afford to and don't really want to. But then I don't want any more hassle and don't want them turning up at my house, I got a letter saying they are coming and getting a CCJ ready.. So I need some advice.. Shall I write to them again saying I will pay 300 max? and that's all I can afford. I still owe minicredit 150 which has also gone up to like 500, I haven't even dealt with them yet apart from on the phone, when I asked for a repayment plan and they refused unless it was 500.. they haven't been harrasing me though so I kind of forget I owe it, like they sometimes send me an email and text but that's it. I'm stuck in a rut, please help!
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