I would like to call on everyone that is currently being harassed and intimidated by Marshall Hoares/Northern Debt Recover/Toothfairy/Paycheck Credit.
As you will may be aware these companies are all one and the same:
NDR & Marsahall Hoares are registered to the same address:
· 15 Lyndhurst Terrace, London, NW3 5QA
This address is also at the bottom of Toothfairy’s website.
Also anyone with an account/balance with Toothfairy Finance can also log into their account detail on the Paycheck Credit website. Both are mirrors of each other.
This is as serious breach of the data protection act as Toothfairy and Paycheck Credit both claim to be independent of each other.
I suggest anyone with an outstanding balance with either to go and try for themselves.
Furthermore all of the letters they send out breach many OFT guidelines:
·Levy charges that are disproportionate to the main debt and which do not reflect the actual, necessary cost of recovering a debt"
·"Pressure debtors who have defaulted on an agreement to pay unreasonably large instalments when they are unable to do so"
·"Make misleading representations as to the action it might take or might be taking to recover a debt" *MARSHALL HOARES IMPLY THEY ARE COURT APPOINTED ect..
Please please if you are having any hassle with these companies make a complaint to:
The Office of Fair Trading - [email protected]
Camden Council Consumer Affairs - [email protected]
You can also contact the Daily Mirror who also investigating
Daily Mirror - [email protected]
(FAO Nick Sommerlad)
If we all pull together finally something will get done about these the way these companies are doing business.