I posted this earlier on moneysaving advice forum and been advised to post here - this is the three main posts I made, have just cut and pasted so sorry if they talk about posts I was replying to on the forum Hallowitch told me to post, should have headed this Marden Welfare sorry head all over the place. Don't know where to turn or what to do, My son has always since moving out continued to use our address even though we have over and over told him not to, he lives with his girlfriend and has done since 2004. Today someone from Marsdens baliffs turned up told us he owes £880 and if he does not pay in the next couple of hours they are coming back and will remove all our goods. Nothing of his is in our home, its all ours but we don't have proof of things - this pc is one of the few as its on finance apart from that as we do not like debts we save up and buy things even our credit card is prepay and bank account a building soc so we cannot get into debt so I do not know what to do. Cannot get hold of son, or his partner so must I sit here and wait till they come and take all my belongings. I am ill disabled and admit suicidal at this moment, my health problems include depression and I nearly took my life last night and now wish I had as cannot face this, as my children have caused me such upset over the years. My husband is at work and so cannot be with me, not that he would know what to do either. Is there anything I can do. If I have posted this in the wrong place please tell me correct one Thanks I phoned national debtline and they told me to call Marsdens and complain all they did was put me through to the baliff who told me if my son has not paid in the next hour he will return to my property and if my son has given false details over his address he will deal with that after, not before he has got goods. I just don't know what else to do. My husband and I are not wealthy we don't have money to pay this or replace any of our belongings. our income is low but we pay our bills and live within our means, we don't have sky, smoke, drink etc as we cannot afford to. I spend most of my time in bed on-line, because of health don't even have friends anymore, not their fault as I am always cancelling so no one to talk to about this. Apart from this pc I am using which is on finance I cannot prove any of our belongings belongs to us. My council tax bill shows on hubby and my names and has for years as only the two of us over 18 here, granddaughter as well but she is 15 as we have pr and custody of her but at moment she is with her father and maybe she will live with him if things go ok so its been a stressful year going to court over her and now this. We don't have much but I don't want to lose what we have. Sorry about delay in replying, I am reading it all and was at first doing as said by posters, then I called the police 101 number to check if indeed bailiff can come back with a lock smith and enter my home and remove items. They told me that so long as he has a warrant he can, went on to tell me as to how just yesterday they had a call from someone who had bailiff at door over previous owners and they had to tell them that as bailiff had a warrant they could not stop them removing their goods and how they would have to just get a solicitor and proof the goods where theirs once they had been removed by bailiff. At that point I broke down and said doesn't matter I will be dead before they come so just hope hubby can get by but guess if they leave him our old tv he will manage. Ended the call to the police and tried son again, no luck, so tried to take myself in hand and have a cup of tea as had not eaten or drank anything, and next thing 4 police at my door worried sick I would kill myself........oh gosh did not mean to cause all this drama. They would not leave till called my doctors to be fitted in and were going to take me but son arrived just as we were leaving so they left me and he took me, he has phoned National Debtline and by saying what they said has got a stay till Monday noon but still Bailiff refuses to accept part payment its all or nothing and he told son he will be at my house with a locksmith on Monday at noon. I know he might be just threatening and if it had happened even a few days ago I could have coped but for whatever reason my depression decided to come back last night it is back and am not sure am going to get through the weekend. I have all doors and windows closed and locked but have an elderly dog who likes to wander out in to back garden but cannot leave door open for him. Am now back on anti-depressants and to see doctor Monday again. Son tells me he told the court that he uses my address as a correspondence address as for a good few years him and girlfriend were moving around as they could only get 6 month rentals and he gave court the current address at the time but its not where he lives now but he told them letters etc could come to mine. The money owed is because he had to sorn his car and he forgot to renew it, he then got it put on our property where it still is so off road until he can afford to get it running again. He has two young children and has just got a new job so money has been tight, we tried to help when we could. Had to almost laugh at one of the police officers who came out, she meant well, she told me staying in my bedroom most of the time - I don't watch tv it annoys me so hubby watches it alone, - is making me depressed and i must get out more and make friends, would love to but don't have money to go anywhere, she made it sound so easy, just pop out for a coffee and all will be well. Sorry guys you are not interested in this you have been fantastic, will contact the welfare section at Marsdens and see what if anything they will do, so long as like last time they don't just put me through to the bailiff himself again, couldn't face talking to him again today. I admit for the very first time in my 58 years I do feel scared and vulnerable, all my life its always been me sorting out others problems, always me not hubby that deals with everything, never had or even needed anything to help me but this time I cannot even sort out my own. You all are great make me feel am not facing this alone.

Hi I normally post on the site with my own problems but I'm emailing for my sister. she got into arrears with united utilities for water rates to the sum of 2k. She buried her head and in Dec also ignored a court summons. All this is in her husbands name who until this week had no idea about any of it. Last Fri a high court bailiff turned up at her house from Marsden demanding full payment or to sieze goods. After discussions he said if she could make a payment of 1k he was sure they could come to an arrangement for the balance. She borrowed the money off our parents and paid over the phone on Monday and arranged a payment plan of £50 per month for the balance. Today they have rung and said he needs to call back tomorrow to complete some paperwork and make an inventory of goods. This has alarmed her and she has asked me to check if this is normal procedure. My debts are credit cards so never been in the situation to advise her and she's 21 weeks pregnant too so want to help her all I can. Could anyone please advise and help thx