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I hope this is in the right place I am new to this and have never taken part in a forum before, I recently took over my mothers finances as she has been unwell and discovered that she has 2 large mail order catalogue debts and a large store card debt there has been quite a few charges applied to all of them does anyone know if I can claim any of this back and how, one of the catalogues has an insurance which I cannot find many details about will this be ppi? I have read similar posts but I do not understand the abbreviations. Is there anyway I can claim any of this back as my mother has recently moved into shelterd accommodation and can no longer make the minimum payments, I feel totally lost with it all.