My partner and I were repossessed by Capstone nearly 3 years ago. We havent heard a dicky bird from them but we also had to get a secured loan with the mortgage which was from Welcome Finance. This has now been passed on to Mackenzie Hall my partner keeps getting the odd letter asking if he lives at the address we are now residing at. He is now saying that we are going to be getting baillifs coming to the door can i just ask this isnt correct is it as this loan is now not secured tried to explain this to him but he is frightened we are going to lose this property cant get through to him.

Just thought i would make people aware of the new tacktics that Macenzie Hall are employing., that is unless you are already aware. For those of you who are already taking the sensible advice of not answering calls from these people, then they are using a new tactic to bypass their usual Non geographical number of 0141.... 0845.. etc. They are now using std numbers which appear to be calling from your Area .... ie 01782 .....0151 .... 01626.... etc to encorage you to answer the phone. The company on the other side of this call Market themselves as P.R.A, but to you and me they are Macenzie Hall. I have received such a call last week, on a number of occasions, but missed them, and they leave no message, in the true way that these companies operate. I had such a call on monday,missed it and decided to call them back. on the AREA NUMBER that came up on my phone qouted the referance number they gave me only to be met by the most obnoqis person ive ever to have spoken to Durring the call I pressed them to who they were After a sereis of bluff from them and denial's they PRA gave me their company house details which are ....SC255891... Guess who.. Yes macenzie hall... Be Aware guys Would like to make this a sticky

Hi all i wonder if anyone can give me come advice pleasE?? the problem is today out of the blue 25/5/2013 i get a text reading this:- PLEASE CONTACT MACKENZIE HALL ON 01563 503822 AND A REFERENCE NUMBER! M2XXXXXX SO i thought omg what's this so i rang them... they said who are we talking to please i say my name but its my married name they say ok where do you live so i didn't walk to tell them they said you used to live in a flat please confirm address well last time i lived in a flat was before 2007 so a while ago so i thought must be an old debt or something how strange! so they said what's your birthday so i told them and they said also no the name on this account is xxXXx which is my maiden name and blah blah blah date of birth well the date of birth wasn't mine! so i told them no this isn't my date of birth but is my maiden name so they said right we need to go away and research this and ask if this is really the date of birth for the company we are collecting for and they couldn't tell me anything else that was the end of the call... WELL of coarse now im worried as its must be a debt i forgot or something in which no way am i saying i have no right not to pay this as this is obviously my responsibility but i am very confused about how they got my new mobile number WHICH I HAVE HAD FOR 6 MONTHS for a start as its in my new married name i got married 5 years ago but when rang they only know my maiden name and no other details and the wrong birth date. any advise or any other info would be great and appreciated please?