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Found 9 results

  1. Hi all, As this is probably quite an uncommon question, I don't know if anyone can help. I currently receive ESA contribution based, in the support group. I also have two small pensions which total less than £85 per week so I have no deductions for them. From next month (I will be 55!!!) I will be entitled to a further very small pension which would still keep me below £85 per week total, but I am considering just taking the whole lot as a lump sum (about £15K) to pay off the remaining mortgage. What I'm worried about is how DWP will view this - would it be considered capital and t
  2. philmycoke

    lump sum

    hi guys, my friend is getting lump sum money maybe 6 to 9k. He will get it from pakistan. he intends to put the cash into deposit account. he is worried about tax man finding out, his family tax credits etc. what is the safe method of putting money into the account before the tax man hangs her and forgets google, starbucks and microsoft. someone suggested to him, put 1k into the account per week or its safe upto 5k at a time. Ali
  3. Hi, we have a suspended repossession order from 2010 (when my partners ex wife was still on the mortgage, she is now no longer) and we have fell into arrears of 6100 over the 5 year period due to unemployment. We made a partial payment in august last year and missed a payment in November last year other than that we have maintained our mortgage payments and have been paying some off the arrears each month for nearly 2 years, now the Halifax have said they are going to be seeking an eviction date if we don't pay £3000 by the 28th of this month. We have kept them informed of the paymen
  4. I have been repaying my tax credit overpayment (from 2011-2013) at an agreed rate for the past 3 years & have another 7 to go I may be on a position to clear the remaining debt with a lump sum payment in the next few months - does anyone know what happens then? Will I drop off the Tax Credits system? (I no longer qualify to claim due to income) or Will they assume I have access to endless cash & check claims prior to 2011 (they already know I can't prove an alternative address for my ex husband for this time) in the hope of reclaiming more money? Also, as I was charged a pe
  5. Hi Everyone, Newbie here who found this website whilst googling for information on F & F debt settlement offers. I'm looking for some advice please, on our next course of action. My husband and I jointly have 5 debtors, one of whom is our son. We used some of his inheritance money to try and pay off credit card debts when I was made redundant, something we are both deeply ashamed to admit. In 2010 we sought the help of the CAB who arranged a debt management plan with our debtors. We have been paying minimal amounts ever since as we have virtually no disposa
  6. I am finally getting my bottom into gear and paying of my debts (hence the many posts I have already posted or will post) I owe a company call Credit Solutions £170.93 If I am to call them up and say I am willing to pay off my debt right away but I want it reduced will they do it ? I am thinking of trying to get them down to half of what my debt is worth. They did write to me a few months back to pay of my debt at a reduced rate but I was not in a financial position to do it, So I know it is an option. Has anyone tried this ? Has it worked ?
  7. hi experts, i am soon to be retired on ill health grounds and am allowed to take my pension early. my first question is - if i take the 25% lump sum will it have an effect on my benefit entitlements which are currently child tax credit and contribution based employment support allowance for which i am in the support group. my second question is - i have a capital value of £63000 built up in the pension but the transfer rate i have been quoted is £84000. shouldn't these figures be the same? regards
  8. A father was arrested and accused of fraud after complaining to his local Tesco that he had spent £470 on an iPad that turned out to be just a box with clay lumps inside. Colin Marsh, 47, rushed back to Tesco in Whistable to complain after discovering that the iPad he had bought there as a present for his 10-year old daughter Maddie was actually an empty box stuffed with clay. Instead the staff reported him to the police on suspicion of attempted fraud. Two days later he was arrested and held at the police station for hours before being released on bail. The missing iPad
  9. Hi, Mum and I are in the process of being paid out for a home insurance claim. Obviously when we receive this payment it will take our bank accounts way over the acceptable limit for benefits. All of the amount (well over 8K) is to pay for our own builders to complete the work to our property. Do we need to inform DWP. Any advice welcome.
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