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Found 6 results

  1. Why 'o' Why do they persist ???? New comms from them goes like this. ................................................................................................................................................................................................................. Pre-Legal Assessment We want to understand your circumstances to 'help you' If you do not contact us we will use info on your credit file to understand my financial circumstances. This will determine what action we take. ...............................................................................
  2. Hi Caggers, I could really use some advice please. This is a bit long winded but I don't want to leave anything out. I had a capital One CC back in 2001 with a balance of £250 outstanding. My newborn son was in Hospital for a few months and during this time I was obviously spending all my time in the hospital and not working. I tried to claim on the PPI insurance that I had with them and they told me that I wasn't covered so in a rage I told them to stick their card and sue me if they thought they were going to get another penny out of me. they defaulted
  3. I knew getting my paperwork sorted by reading that post by Sarnie was pushing me in the right direction and I still feel empowered. This morning have had a lovely letter from Midas entitled LITIGATION WARNING, and i DIDN'T burst into tears ! I haven't got a scanner so will have to type it in. Dear new-me re LLoyds TSB Bnk PLC Balance £3000+ Litigation Warning We are part of the Moorcroft Group and are aware that you have failed to reach a repayment agreement with Moorcroft Debt Recovery Ltd concerning the above account. We are now reviewi
  4. Hello, Looking for some advice, issued Lowlife a CCA request on 26/0/12, they failed to comply within the 12+2 days. Sent more correspondance with the S10 DPA telling them to stop processing my details etc. .. got reply back saying that as I have already paid the account they are under no obligation to supply me any CCA and that they are rejecting my S10 DPA as they have authority to search my file as they have 2 accounts in my name. Story is had account with Littlewoods, passed to Lowlife, paid it off in 6 payments, default on credit file owned by Lowlife. O
  5. Hi to you all I am new on this site and have been very interested in reading all the advice and information that has been posted on here. I am currently going through a crisis with Lowell DCA. They have bought my debt from Very catalogue. I have been in finacial difficulties and been unable to make any payments to very and no payment plan was ever put in force. My debt has been increasing since Nov 2010, my fault entirely and I have now learnt that burrying my head in the sand has not helped matters. So now I need to act. I started the catalogue in Nov 10 and made
  6. Hi. I have had years of hassle with Triton Credit services (via Natwest..) However in Jan this year they offered me a final settlement which I was able to pay (via borrowing from relative) This was all good, except they also got my payment from the CCCS for that month (about 200 pounds). I knew they was going to happen and called BEFORE the payment went in - I was advised it would be fine to reclaim the money after the final payment had gone in........... The CCCS have been chasing the payment for 7 months without any joy. I got so pee'd off I called and screamed at
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