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About Me


Found 9 results

  1. Hi So this is a long story! I originally took out a lbl of 2100. Long story why but it was my only option at the time. Have paid this off for approx 6 months. Took a further loan for 500 a month ago. Everything was fine but then circumstances happened and I was no longer able to make the payments. I had the v5 as I had applied for change of address and was sent a new one. I did loads of research and spoke to a local company who offered to buy the car from me. Settle the loans with the lbl company and then pay me the difference so I could buy a cheaper car. I request
  2. Well guys here i am again ... just search my posts. OK here we go ...... My son was on Universal credits and was hit with 4 sanctions 1 after the other for 28 days each with the final one being for 92 days due to the previous 3! He was under a "sick note" for 3 of them and the fourth was for not doing enough entries on hit work diary thing. I went to a routine meeting with my son and was met with what i would class as hostility. I am mobility impaired and on good days i can walk with a stick but i am in constant pain. So the first thing my son asked was if there was a chair for
  3. Just wanted to update you 5 years on We didn't have a success story sadly, we lost our home with just 2.5 months arrears on it. What I did want to say is that, we got over it and we went on It's been a long slog, my other half was made bankrupt and sometimes we still get money chasing calls, but after 4 weeks in a B & B I found a private rental with the most amazing landlords and we're still here now. Despite our outcome I wanted to reassure people that if the worst happens, you do survive Ell enn.... you were amazing. You kept me calm and on focus when the wo
  4. Hi, just wandered if someone can clear it up for me,theres so many schemes,ive tried reading everything but its baffling to be fair, to set the story up,we have been on council/housing association for a number of years now,since a couple of months ago we now have a decent wage,all in about 30'000 a year,we would like to get our own house,now or in the future, my credit score sadly is pretty bad,through poor judgment in the past! my wifes is okay, the goverment introduced the homebuy scheme which you put up a 5% deposit etc, we have looked into moving, i guess what im asking is how
  5. Some time ago I had a account with Barclay card defaulted on it they never really harassed me about it in fact I went months no letters from them I did ask for a true copy credit agreement got sent a blank made up one and argued with them for a bit and they just stopped replying even the CAB couldn't get a reply from them when they requested the agreement. last year I got a notice of assignment the debt was passed on the Lowell, Barclays marked the defaulted account as satisfied on my credit record and Lowell took over marking my credit file defaulted they do every month to this
  6. http://news.uk.msn.com//blog/trending-blogpost.aspx?post=e84ba8c5-7672-4fef-a927-cafce819d324&_nwpt=1 If i read that article right , even tho i dont usually quote MSN, we cant be stopped from internet use lol. I apologise if this is posted in the wrong subforum.
  7. Just been nosing around as you do on your day off....lol, and found this on CREDIT TODAY. These people think they really are something. Winners of Utilities & Telecoms Awards 2012 announced 20 September 2012 http://www.credittoday.co.uk/article/14364/online-news/winners-of-utilities-telecoms-awards-2012-announced- Perhaps CREDIT TODAY is some kind of secret sect like the moonies and they just keep on having these made up proclaimed important award ceremonies to keep their followers happy.
  8. I had SRJ (DCA) contact me the other week about a BT bill which I didn't know existed. I wrote back to them, asked them to put the account on hold and get back to me with all documentation which they have been provided about the outstanding amount. I receive today: All well and good, I still don't know what the debt is so I look at the paperwork I asked for: Item 1) BT Final bill copy, Amount £294.25 Item 2) ANother copy of Item 1 Item 3) another copy of item 1 I've sat here thinking WTF what a bunch of idiots.... Can someone help me with something to write b
  9. http://www.thefinancepages.co.uk/companies/barclays-interest-rigging/01421/
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