Hi there
i am new to the forum but have been viewing posts for several years now.
Basically back in 2007, We tried (i say we as my wife had a lloyds tsb credit card which i tried to help get charges back) to obtain the unfair charges on the account which consisted of PPI, Administration Charges, Late Charges, Unpaid Chq.DD Charges, Merchandise Interest and Late payment charges. Including interest these total up to around £2700, then there is the 8% to go on, most of these charges are from 2001-2006 so the interest has built up.
The credit card account is currently not used, clo