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  1. Hi All, Today I have received a letter from Moriarty Law: Our Ref: xxx Acc No: xxxx Amount Due: £185.88 Claim No: xxxxx Original Lender: Talk Talk Limited Dear Mr. X, Following our earlier letters regarding the above outstanding balance we have now issued proceedings in the County Court at Northampton to effect repayment of this debt. You will shortly receive a County Court Claim from Northampton County Court along with an information pack containing details on how to respond. It is still not too late to amicably resolve this matter and therefore please
  2. Hi All I had an American Express debt passed to SRJ and had a payment arrangement in place. A E have now passed that debt to another debt company vilcollections. I am continuing to pay vilcollections but they are saying that no payment arrgt was agreed with them and i must supply an income and expenditure form which is very detailed. They say my payment is a good will payment. What are my obligations? Many Thanks
  3. Afternoon All, I've got my credit file this afternoon and discovered a default by Cash Choice UK. I have a payday loan with them in 2010 and agreed a repayment plan which they took by debit card before stopping. I havent heard anything since, until finding a default for an outstanding amount of £430.00. I'm trying to write to them to try object and get the default removed but cant find the address. Does anyone have the address and have anyone got any advice/tips of anything i can add to my compliant to give it a push?
  4. Hi, I ran a briefcase company for some time now which slowly fell into debt. THe debt reached about £3000 and as a responsible director I stopped trading as I didn't want this to go any further. Having not traded for quite a few months and having been takend to court (the lImited Company), it how has a CCJ. Since then I had a HCEO appear at my residential address? (Which is nothing more than a postal address for the company) with a letter stating that they wanted to gain entry. Luckily enough, she was a nice woman, and we stood outside speaking in the rain and she made it clear
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