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Ill start by stating i have never had any dealings with Lloyds Bank in my life but they have registered accounts on my credit report. There is two accounts on my file one mortgage for an address which is not mine and also a credit card again which is not mine. The mortgage is in serious arrears and the credit card is listed as defaulted.I am also receiving debt collection letters. I have had problems with Lloyds in 2010 - 13 where they also had a CCJ against me. They also sent a letter from there solicitors to my address stating i was a fraudster. (see attachment) I managed to get things erased from my credit file eventually through a lot of hard work , and eventually i went to the newspapers and FOS who helped me sort it. I received a disgraceful amount of compensation for what they had put me through and now they have managed to wreck my credit file again. I have sent SAR off and i am awaiting response. Again this is for a person with the same name and DOB as me but this person has a middle name and i do not. Any help or similar experiences with this kind of thing would be good to know so i can again chase them. Thanks. Sorry attachment here from mentioned above. see my other links https://www.consumeractiongroup.co.uk/forum/showthread.php?488056-Barclays-default-not-mine-!!!&p=5129009#post5129009 Lyons Letter.pdf
Well now, this was a shock !! Read more: http://www.dailymail.co.uk/news/article-3460891/St-Louis-jury-awards-72M-Johnson-Johnson-cancer-suit.html#ixzz41C1D6S4T
Hi Don't know if this is the right place to post. I have a not so good credit rating and a company I work for want me to be placed as an authorised user on there bank account (very small) company it would give me a debit card and online banking. As I would only be an authorised user and own 0% of the company would my record be linked with those also named on the account. Obviously do not want to affect there credit worthiness with my own credit record. Many thanks
Hi Group Earlier this year in January while claiming JSA my Mortgage Interest help ran out as I had claimed MI help for the maximum 2 years. I then returned to work in February but unfortunately became unemployed again in September and started claiming JSA again. Will the 52 week linking rule mean that I am not entitled to MI help. As the new claim will be "linked" to my old claim which I had already received the maximum 2 years of MI help? Thank you for your replies in advance iain