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  1. Hi, I wonder what to do, I have an outstanding debt which I am paying a small amount each month, 10.00, they keep sending letters saying that they have yet to receive a proposal from me, but now I have received a letter from Lowell stating that they want to resolve the matter offering to reduce the amount to £ and no amount next to it. and to contact them within 30 days if I want to accept this kind offer. The amount outstanding is over £500 I have started to write a letter stating that I am happy to accept, will I be winding them up, or shall I get in the post quick ?
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