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Hi everyone, I am new to this forum and really looking for some help with my issue with debt. I am a non-resident in UK and now return to my home in Asia have a debt owing in the UK (1500 pounds before interest added), one is payday 300 pounds (I repaid once but I did not have any money afterwards for repayment) and one is the bank HSBC 1200 pounds (overdraft). I left UK 2 years ago didn't have any telephone contact or address left. I only rented a place for living before. Even though they keep sending the email, I don't have a bank account or money for the repayment. However, about 4 days ago, I received another email saying there's a debt collector is going to follow my case. I actually disabled the email before I left as well. (it's a transfer service) I don't think I will return to UK but may visit UK as a tourist next year. I know I have to repay my debts but I really have no extra money in my pocket and no bank account in UK for transfer. Will I be in trouble or will the debt collect take action on me please? Thanks for your help. Oh also.. I have a HSBC account where I am living now too.. Will the HSBC in UK find out and get me here please?