To take the discussion off another thread, there is an idea that councils can now attach to DLA or the new PIP to recoup Liability Orders, this is problematic if said benefit is funding say a Motability car on lease. Can we look at which benefits can lawfully be attached to so we can frame best advice?

Hi to anyone that can help My Fiance and I have been awaiting her Decree Absolute to arrange our wedding and it has come to light that her previous marriage of 10 years wasn't lawfully carried out due to an administration error of the Registry Office. We have been told her case is to be heard before a DJ this week to confirm that the marriage wasn't legal, and that the registry office will send out a form to complete regarding compensation that will go before a DJ to award compensation accordingly. Does anyone know how much compensation is awarded in these matters and what can be taken into consideration at all?? Many thanks Hadituptohere

HI - I would appreciate some advice for hubby. He has a Halifax CC which he opened in 2004 - the bank matched his previous CC and transferred the available balance as the same although this card was cleared off. Everything was fine until i had to stop work suddenly through ill health - we pre-emptively phone H CC and told them of the situ and that our income was halving although it was still very good with just one earner - but we said we were unsure how we would manage. They advised us to pay minimum amount and try to keep payments - we managed but did miss one months payment and paid late and not in full the next month HCC then phoned us and suggested we contact PayPlan and they would deal direct with them as we would have interest cease etc and wouldnt need to make payments until a plan was in place - we did this and were told by PayPlan 4 months later that we didnt need their help! We went back to Halifax and continued to make payments although by then the card was 2k over limit and was in default - we questioned/complained about the default as we had followed their advice but they said it stood! We made efforts and paid off a fair bit to bring it under the limit and continued making payments - we wrote letters of complaint and had a couple of fairly lengthy phone calls asking why 1. there is no access to the account (card expired in 2006) but interest is still being added and charges were on the account regularly at the beginning - but they dont seem interested. We asked for the charges to be refunded and got nowhere and also feel as they created the debt/default through their advice we should be entitled to some rebate on the account. Basically I want some advice on where i go from here - complaints have resulted in nowt - they dont seem to feel they should refund and say that the interest freeze would only have occurred if we had continued with PayPlan. Im frustrated and want this settled as its all we have hanging over our heads other than one statute barred debt which im waiting for a DCA to ask for .... Anyone got any ideas what i do now? Basically we are left with a credit card with no card! Thanks for reading I know its a bit long winded.....Any comments welcome