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THREAD NOTE: the OP talks of a CCJ this is infact a DEFAULT MARKER ignore the reference to it being a CCJ. dx - siteteam ........................................................... Hi All, the is my forst post on CAG. I have a question, which im hoping the community will be able to advice me on if it is legal, and if not the steps to take to resolve this. 7 and a half years ago, i split with my X wife, which was quite a bitter split. In her wisdom, when we split and put the marital home up for sale, a few weeks later my x wife took the house off the market,
Hi I am looking for some advice in relation to an overdraft on my current account with IF. I lost my job in 2008 and was unable to meet any of my credit repayments and my overdraft was one of these. After about 5 months the account was passed to Blair Oliver and Scott and I have been making reduced payments. Thanks to offers from friends and family I have on numerous occasions offered to settle for around 50% of the balance due which has always been declined. I know that IF have never defaulted this account so I checked my credit file today and notice that the account shows a
Hi, Without going into too much detail, I have a flat that I rent out. (I'm not a big time wealthy landlord, this is my only one!) Twice a year I pay a service charge and the management company have said that although I am welcome to set up a standing order, they advise that I should "wait for the invoice each time before making payment, as it will not always stay the same." I have paid their bills promptly for the past 6 years or so. The invoices don't arrive EXACTLY every six months so when I didn't get one last Dec, it crossed my mind once or twice but with Christmas, New Year e
Hi, I have a council tax debt that I am currently paying off to Alex M Adamson. I believed I had a good deal with them, and was steadily paying my debt off each month. Come April, something went wrong with my payment however. For some reason the money was not taken off my account, and it took me 9 days (exactly) before I realized this. At this point, I immediately paid the amount that was due that month. Two days later, I received an earnings arrestment schedule. Granted, this was sent the day before I made my payment. I contact Alex M Adamson, and e