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Hi, I have finally checked my credit file and I have 2 defaults from PD loans and 1 from Lloyds. Cash on Go ( I think may be Satsuma) - £410 ( Initially borrowed £200) Provident ( I think may be Peachy) - £755 ( Initially borrowed £400) and Lloyds £410 ( 100% unplanned overdraft charges that have accumulated.My account was a basic account with no OD facility.) United Kash have been contacting me for the Satsuma loan but from reading on here, I have not replied or answered the phone. As they are defaulted what can I do now? Just ignore them? There is a very slim chance that I could possibly borrow the money from a family member to pay them all off but I don't know how to start as they are now in default? Any help appreciated! Thank you!
Hi guys, not posted for a while on here! Does anybody know anything about United Kash? They are based in Ipswich as far as I can tell. I had a SpeedCredit PDL years ago I never fully repaid as they kept demanding I repay like £3000 for a £400 loan. I've just ignored it, and as far as I know, SC dissolved a while back. I hadn't heard a thing until the last month, when this company have started contacting me demanding I repay this debt originally from MCO capital. I've received this lovely threat e-mail: We have written to you previously requesting that you pay the above overdue amount or contact us. Our records show that this debt, originally issued by MCO Capital Limited(Trading as SpeedCredit), remains unpaid and we have been left with no other alternative other than to consider further action. Further action may include Litigation Proceedings commenced against you. We recommend that you seek legal advice immediately if you are unsure of the consequences and additional costs that may be added to the amount due if judgement is found in our favour. Please be aware that this may also affect your future ability to obtain credit. Prior to potentially escalating this matter we have authorised to accept 75% of the amount owed £600.00 as full and final settlement of the amount outstanding balance which will end your liability and avoid any further action being taken against you. If this matter is an oversight, on your behalf, we request that you visit our Customer Service website at unitedkash.com and take advantage of the final settlement amount due. I thought threats like this were banned under the new PDL directives? I was probably going to just ignore it. Anybody help me out at all?